25 Thomas St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 25 Thomas St, Westfield, MA 01085

Property Summary

Property Type	Apartments (5+ Units)
Details	100,908 sqft · built 1983
Lot Size	1.84 acres (80,150 sqft)
Owner	Company Name on File
Tax Bill	$77,340 (2026)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`WFLD M:9 L:13`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:9 L:13`
Alternative APN	`M:329009 B:00013 L:00000`

Interior

Units	151 Units
Stories	7 Stories
Building Area	100,908 sqft Living Area
Gross Area	105,931 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	80,150 sqft (1.84 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	25 THOMAS ST
City	WESTFIELD
State	MA
Zip	01085-3040
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	BA
Legal Lot Number	13
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	4
Census Block	4006
Census Tract	812702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westfield Center Historic District listed 2013 · 502 contributing resources · NRIS 13000441

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

25 Thomas St, a residential property, is owned by a company that acquired it in July 2015.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1400 BOSTON PROVIDENCE TPKE, 1000, NORWOOD, MA 02062-5032
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2015
Deed Sale	Jul 21, 2015
Deed Document Number	201539069
Deed Book / Page	20795 / 320
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Recording Date	Sep 15, 2026
Property Address	25 THOMAS ST, WESTFIELD, MA 01085-3040
Document Number	0000045078
Book / Page	26510 / 114
Instrument Date	Sep 1, 2026
Instrument	202645078
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045078,
Date	Sep 15, 2026
Book Page	26510/114
Instrument	202645078

Lender

Name	RE CAPITAL LLC

Agreement

Amount	Amount on Record
Term	421 Months
Due	Oct 1, 2061

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 25 Thomas St was $77,340, up 9.5% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$77,340.00 (+9.52%)	$5,180,200 (+11.35%) Land $266,100 Building $4,914,100
2025	$70,617.00	$4,652,000 Land $177,900 Building $4,474,100
2023	$69,358.00	$4,084,700 Land $153,100 Building $3,931,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 25 Thomas St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Thomas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20