38 Summit Rdg, Watertown, CT 06795 Property Records

Watertown Town property record for 38 Summit Rdg, Watertown, CT 06795 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2014
Square Footage	2,405 sqft Living Area
Lot Size	31,363 sqft (0.72 acres)
Occupancy	Owner Occupied
Last Sale	$430,000 (2013)
Tax Bill	$10,817.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`185170`
Alternative APNs	`WATE M:121 B:84C L:27` `WTWN M:121 B:84C L:27`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,405 sqft Living Area
Gross Area	4,382 sqft Gross Area
Basement Area	1,169 sqft Basement
Unfinished Basement	1,169 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	31,363 sqft (0.72 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage

Location & Zoning

Account Number	185170
Street Address	38 SUMMIT RDG
City	WATERTOWN
State	CT
Zip	06795-1562
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	84C
Legal Lot Number	27
Jurisdiction	WATERTOWN CT
Minor Civil Division	WATERTOWN
Census Blockgroup	2
Census Block	2003
Census Tract	360200

Owner

Source: Watertown Town records · APN 185170

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 SUMMIT RDG, WATERTOWN, CT 06795-1562
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2013 · Amount on Record
Deed Sale	Sep 19, 2013 · Amount on Record
Deed Book / Page	1872 / 341
Record Refreshed	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	38 SUMMIT RDG, WATERTOWN, CT 06795-1562
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2166-208
Date	Dec 18, 2020
Book Page	2166/208
Instrument	123618

Lender

Name	FD CMNTY FCU

Agreement

Type	Balloon Payment
Amount	Amount Recorded
Term	301 Months
Due	Jan 01, 2046

Tax Assessment & Valuation

Source: Watertown Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,817.00	$360,080 (+29.76%) Land $74,130 Building $285,950	$252,056 Land $51,891 Building $200,165
2024	$10,817.00 (+5.75%)
2023	$10,229.00 (+5.5%)	$277,500 (-) Land $75,100 Building $202,400
2022	$9,696.00	$277,500 Land $75,100 Building $202,400

Flood & Wildfire

Our records do not include FEMA flood map data for 38 Summit Rdg; wildfire exposure is direct.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in Connecticut
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.