Watertown Town property record for 31 Summit Rdg, Watertown, CT 06795 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Colonial |
| Year Built | Built 2020 |
| Square Footage | 2,534 sqft Living Area |
| Lot Size | 40,511 sqft (0.93 acres) |
| Last Sale | $118,500 (2016) |
| Tax Bill | $11,740.00 (2025) |
| Primary APN | 185166 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,534 sqft Living Area |
| Basement Area | 1,274 sqft Basement |
| Unfinished Basement | 1,274 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Material | Shingle Roof |
| Lot Area | 40,511 sqft (0.93 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Account Number | 185166 |
|---|---|
| Street Address | 31 SUMMIT RDG |
| City | WATERTOWN |
| State | CT |
| Zip | 06795-1562 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 84C |
| Legal Lot Number | 5 |
| Jurisdiction | WATERTOWN CT |
| Minor Civil Division | WATERTOWN |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 360200 |
Source: Watertown Town records · APN 185166
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1502 STRAITS TPKE, MIDDLEBURY, CT 06762-1804 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment THOMASTON SAVINGS BANK |
| Jun 10, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance ION BANK |
| Jul 15, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance AMERICAN FEDERAL MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 23, 2016 · Amount on Record |
| Deed Sale | Sep 23, 2016 · Amount on Record |
| Prior Sale | Jul 05, 2013 · Amount on Record |
| Deed Book / Page | 1990 / 270 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN CT |
| Property Address | 31 SUMMIT RDG, WATERTOWN, CT 06795-1562 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002368-134 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 2368/134 |
| Instrument | 141311 |
| Name | THOMASTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN CT |
| Property Address | 31 SUMMIT RDG, WATERTOWN, CT 06795-1562 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 005209-178 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 5209/178 |
| Name | ION BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN CT |
| Property Address | 31 SUMMIT RDG, WATERTOWN, CT 06795-1562 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002203-235 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 2203/235 |
| Instrument | 126641 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: Watertown Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Watertown Town |
| Unified School District | Watertown School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,740.00 | $390,810 (+36.93%) Land $74,830 Building $315,980 | $273,567 Land $52,381 Building $221,186 |
| 2024 | $11,740.00 (+11.6%) | ||
| 2023 | $10,520.00 (+5.5%) | $285,400 (-) Land $77,800 Building $207,600 | |
| 2022 | $9,972.00 | $285,400 Land $77,800 Building $207,600 |
Our records do not include FEMA flood map data for 31 Summit Rdg; wildfire exposure is direct.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in Connecticut |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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