Denver City property record for 38 Spruce St, Denver, CO 80230
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 3.5 ba · 2,605 sqft · built 1999 |
| Lot Size | 0.04 acres (1,747 sqft) |
| Owner | Trust Name on File |
| Last Sale | $390,000 (Sep 2013) |
| Tax Bill | $3,127 (2025) |
| Deeds & Mortgages | Jul 2021 Reverse Mortgage |
| APN | 06093-04-003-000 |
| Primary APN | 06093-04-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,605 sqft Living Area |
| Gross Area | 1,859 sqft |
| 1st Floor Area | 798 sqft |
| Basement Area | 786 sqft |
| Finished Basement | 746 sqft |
| Unfinished Basement | 40 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 1,747 sqft (0.04 acres) |
| Garage Type | Attached |
| Garage Area | 485 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 74 sqft |
| Patio Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 38 SPRUCE ST |
|---|---|
| City | DENVER |
| State | CO |
| Zip | 80230-6887 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-2-A |
| Legal Description | LOWRY FILING NO 4 B4 L2 |
| Legal Subdivision | LOWRY FILING NO 4 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | DENVER CO |
| Township / Civil Division | DENVER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 4407 |
38 Spruce St, a townhouse, is held in a trust since May 2016.
Source: Denver City records, as of September 22, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 38 SPRUCE ST, DENVER, CO 80230-6887 |
| Owner Type | Company |
| Vesting | Trust, Personal Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2013 · Amount on File |
| Deed Sale | Sep 30, 2013 · Amount on File |
| Prior Sale | Jun 7, 2012 · Amount on File |
| Deed Document Number | 2013143463 |
| Last Transfer Date | May 17, 2016 |
| Transfer Doc | 0000075091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENVER CO |
| Property Address | 38 SPRUCE ST, DENVER, CO 80230-6887 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | NOT AVAILABLE, AVALANCHE T&E INC |
| Name | Verified Name |
|---|
| Document Number | 0000141607 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021141607 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.33% |
| Change Frequency | Annually |
| Min Rate At Change | 2.33% |
| Max Rate At Change | 7.33% |
| Index | 1-Year CMT |
| Max Rate | 7.33% |
The 2025 property tax bill for 38 Spruce St was $3,127.
Source: Denver City assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County / Municipality | Denver City |
| Unified School District | Denver County School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,127.00 | $47,930 Land $5,040 Building $5,040 | $679,900 Land $71,500 Building $608,400 |
| 2023 | $3,257.00 | $42,040 (+15.91%) Land $1,110 Building $40,930 | $682,400 (+30.73%) Land $71,500 Building $610,900 |
| 2022 | $36,270 Land $3,860 Building $32,410 | $522,000 Land $55,600 Building $466,400 | |
| 2021 | $2,785.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 38 Spruce St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 33 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Starry, WiFiHood.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures