28 Spruce Dr, Eagle Grove, IA 50533 Property Records

Wright County property record for 28 Spruce Dr, Eagle Grove, IA 50533

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,232 sqft · built 1967
Lot Size	0.233 acres (10,133 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Sep 2012)
Tax Bill	$3,986 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-28-401-013`

Property Details

APN / Parcel Number

Primary APN	`09-28-401-013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	4 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	968 sqft
Basement Area	968 sqft
Finished Basement	512 sqft
Unfinished Basement	968 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,133 sqft (0.233 acres)
Lot Dimensions	105 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Deck Area	381 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	28 SPRUCE DR
City	EAGLE GROVE
State	IA
Zip	50533-1648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 1 EDGEW
Legal Subdivision	EDGEWOOD ADD
Legal Block	1
Legal Lot Number	11
Jurisdiction	WRIGHT IA
Township / Civil Division	EAGLE GROVE
Census Block Group	2
Census Block	2011
Census Tract	680500

Owner

Source: Wright County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 SPRUCE DR, EAGLE GROVE, IA 50533-1648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Jun 27, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2012 · Amount on Record
Deed Sale	Sep 24, 2012 · Amount on Record
Deed Document Number	20121996
Deed Book / Page	2012 / 1996
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT IA
Property Address	28 SPRUCE DR, EAGLE GROVE, IA 50533-1648
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025/1866
Date	Oct 24, 2025
Book Page	2025/1866
Instrument	25-1866

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT IA
Property Address	28 SPRUCE DR, EAGLE GROVE, IA 50533-1648
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/1215
Date	Jun 27, 2023
Book Page	2023/1215
Instrument	2023-1215

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wright County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wright County
Municipality	Eagle Grove City
Unified School District	Eagle Grove Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,400 (-) Land $17,900 Building $210,500	$228,400 (-) Land $17,900 Building $210,500
2025	$3,986.00 (+24.02%) Homeowner's exemption	$228,400 (+31.64%) Land $17,900 Building $210,500	$228,400 (+31.64%) Land $17,900 Building $210,500
2024	$3,214.00 (+0.12%)
2023		$173,500 (+17.23%) Land $13,400 Building $160,100	$173,500 (+17.23%) Land $13,400 Building $160,100
2022	$3,210.00 Homeowner's exemption	$148,000 Land $13,400 Building $134,600
2021			$148,000 Land $13,400 Building $134,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAGLE GROVE WATER SUPPLY serves 3,601 people · EPA ID IA9926096
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink, Verizon, WMTel.

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