Lowndes County property record for 38 Spring Gardens Dr, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,524 sqft · built 2000 |
| Lot Size | 3.4 acres (148,536 sqft) |
| Owner | Company Name on Record |
| Last Sale | $191,500 (Sep 2014) |
| Tax Bill | $2,278 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Feb 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 48W220014900 |
| Primary APN | 48W220014900 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 3,524 sqft Adjusted Area |
| 1st Floor Area | 2,846 sqft |
| 2nd Floor Area | 386 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 148,536 sqft (3.4 acres) |
| Garage Area | 1,092 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 38 SPRING GARDENS DR |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39705-3037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALSO LOT 2 38 SPRING GARDEN DR LOT 1 7A |
| Legal Range | 18W |
| Legal Township | 17S |
| Legal Section | 26 |
| Legal Subdivision | BUNKER HILL VILLAGE |
| Legal Lot Number | 2,1 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 301 |
Source: Lowndes County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 38 SPRING GARDENS DR, COLUMBUS, MS 39705-3037 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 5, 2019 | Deed of Trust, Mortgage · VA Mortgage BANCORPSOUTH |
| Feb 1, 2019 | Quit Claim Deed, Transfer REAL ESTATE CLOSING SERVICES LLC, REAL ESTATE CLOSING SVCS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2014 · Amount on Record |
| Deed Sale | Sep 4, 2014 · Amount on Record |
| Deed Book / Page | 2014 / 5263 |
| Last Transfer Date | Dec 7, 2023 |
| Transfer Doc | 0020239638 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 38 SPRING GARDENS DR, COLUMBUS, MS 39705-3037 |
| Document Number | 0020193927 |
| Instrument Date | Mar 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 SPRING GARDENS DR COLUMBUS MS 397053037, COLUMBUS, MS 39705-3037 |
| Document Number | 0020193927 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 002019/003927 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 10, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Feb 1, 2019 |
| Property Address | 38 SPRING GARDENS DR, COLUMBUS, MS 39705-3037 |
| Document Number | 0020190734 |
| Book / Page | 002019 / 000734 |
| Instrument Date | Jan 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2019 |
| Title Company | REAL ESTATE CLOSING SERVICES LLC, REAL ESTATE CLOSING SVCS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 SPRING GARDENS DR COLUMBUS MS 397053037, COLUMBUS, MS 39705-3037 |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,278.00 (+1.79%) Homeowner's exemption Senior Citizen's exemption | $31,991 (+14.4%) | $319,910 (+14.4%) Land $50,000 Building $269,910 |
| 2024 | $2,238.00 (-0.97%) | ||
| 2023 | $2,260.00 Homeowner's exemption Senior Citizen's exemption | $27,964 | $279,640 Land $50,000 Building $229,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Nearby Flood Policies | 46 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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