215 Spring Gardens Dr, Columbus, MS 39705 Property Records

Lowndes County property record for 215 Spring Gardens Dr, Columbus, MS 39705

Property Summary

Property TypeSingle Family Home
Details1 ba · 3,260 sqft · built 1999
Lot Size1.06 acres (46,518 sqft)
Owner2 Individual Names on Record
Last Sale$427,500 (May 2022)
Tax Bill$2,645 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN48W220011000

Property Details

APN / Parcel Number

Primary APN48W220011000
Alternative APNs
  • 007869
  • 7869

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area3,260 sqft Adjusted Area
1st Floor Area1,671 sqft
2nd Floor Area1,026 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area46,518 sqft (1.06 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address215 SPRING GARDENS DR
CityCOLUMBUS
StateMS
Zip39705-3345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description215 SPRING GARDEN DR LOT 5
Legal Range18W
Legal Township17S
Legal Section26
Legal SubdivisionBUNKER HILL VILLAGE
Legal Lot Number5
JurisdictionLOWNDES MS
Township / Civil Division2
Census Block Group1
Census Block1012
Census Tract301

Owner

Source: Lowndes County records, as of April 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address215 SPRING GARDENS DR, COLUMBUS, MS 39705-3345
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2022 · Amount on Record
Deed SaleMay 26, 2022 · Amount on Record
Prior SaleMay 11, 2016 · Amount on Record
Deed Book / Page2022 / 4247
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateMay 26, 2022
Property Address215 SPRING GARDENS DR, COLUMBUS, MS 39705-3345
Document Number0020224247
Book / Page2022 / 4247
Instrument DateMay 17, 2022
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 SPRING GARDENS DR, COLUMBUS, MS 39705-3345

Mortgage

Document Number0202213131
DateMay 26, 2022
Instrument2022/13131
Lender
NameBANKFIRST FINANCIAL
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,645.00 (+2.01%) Homeowner's exemption$26,181 (+13.29%)$261,810 (+13.29%) Land $25,000 Building $236,810
2024$2,593.00 (+13.83%)
2023$2,278.00 Homeowner's exemption$23,110$231,100 Land $25,000 Building $206,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Nearby Flood Policies46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LOWNDES W/A #2-HUCKLEBERRY
public/private · serves 7,035 people · EPA ID MS0440080
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
4-County Fiber
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

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