Kennebec County and Waterville City property record for 38 Silvermount St, Waterville, ME 04901 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,806 sqft · built 1920 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $328,900 (Oct 2025) |
| Tax Bill | $3,378 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:038 B:198 |
| Primary APN | WAVL M:038 B:198 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,806 sqft Living Area |
| Gross Area | 3,669 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 20,038 sqft (0.46 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2375 |
|---|---|
| Street Address | 38 SILVERMOUNT ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-5819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WATERVILLE LOAN & BLDG ASSOCIA |
| Legal Block | 198 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 24102 |
Source: Kennebec County and Waterville City records · APN WAVL M:038 B:198
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 80 COOL ST, WATERVILLE, ME 04901-5122 |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| May 20, 2025 | Deed of Trust, Mortgage TD BANK NA |
| Jul 07, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 07, 2025 | Warranty Deed, Transfer GUILD MORTGAGE CO |
| Oct 15, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2025 · Amount on Record |
| Deed Sale | Oct 07, 2025 · Amount on Record |
| Prior Sale | Oct 15, 2021 · Amount on Record |
| Deed Book / Page | 15517 / 252 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 38 SILVERMOUNT ST, WATERVILLE, ME 04901-5819 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025009733 |
|---|---|
| Date | May 20, 2025 |
| Book Page | 15371/303 |
| Instrument | 2025009733 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 38 SILVERMOUNT ST, WATERVILLE, ME 04901-5819 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2021018539 |
|---|---|
| Date | Jul 07, 2021 |
| Book Page | 14079/113 |
| Instrument | 2021018539 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Aug 01, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Oct 07, 2025 |
| Property Address | 38 SILVERMOUNT ST, WATERVILLE, ME 04901-5819 |
| Document Number | 2025022227 |
| Book / Page | 15517 / 252 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025022227 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 80 COOL ST, WATERVILLE, ME 04901-5122 |
| Document Number | 2025022228 |
|---|---|
| Date | Oct 07, 2025 |
| Instrument | 2025022228 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Oct 15, 2021 |
| Property Address | 38 SILVERMOUNT ST, WATERVILLE, ME 04901-5819 |
| Document Number | 2021030049 |
| Book / Page | 14213 / 126 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 2021030049 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 LUPINE LN, BATH, ME 04530-2095 |
| Document Number | 2021030050 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021030050 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kennebec County and Waterville City records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,378.00 (+16.16%) | $198,700 (+36.66%) Land $33,000 Building $165,700 | |
| 2024 | $2,908.00 (+0.52%) | $145,400 (-) Land $21,900 Building $123,500 | $188,480 |
| 2023 | $2,893.00 (+48.21%) | $145,400 (+92.58%) Land $21,900 Building $123,500 | |
| 2022 | $1,952.00 | $75,500 Land $16,500 Building $59,000 |
Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), updated February 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 210 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| GoNetspeed | Fiber | 2,000 / 2,000 |
| Consolidated Communications | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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