35 Silvermount St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 35 Silvermount St, Waterville, ME 04901

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,240 sqft · built 1954
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$192,100 (Dec 2019)
Tax Bill$5,522 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Jan 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNWAVL M:038 B:173

Property Details

APN / Parcel Number

Primary APNWAVL M:038 B:173
Alternative APN
  • 3343

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,240 sqft Living Area
Gross Area3,438 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialMetal
Lot Area9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3343
Street Address35 SILVERMOUNT ST
CityWATERVILLE
StateME
Zip04901-5818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block173
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group1
Census Block1006
Census Tract24102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

35 Silvermount St is owned by an individual who bought it in December 2019.

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address10 PINE ST, NORRIDGEWOCK, ME 04957-3925
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2023Deed of Trust, Mortgage · Line of Credit
NEW DIMENSIONS FEDERAL CREDIT UNION
Jan 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MORTGAGE NETWORK INC
Dec 24, 2019Warranty Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 24, 2019 · Amount on File
Deed SaleDec 24, 2019 · Amount on File
Deed Document Number201929800
Deed Book / Page13435 / 117
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address35 SILVERMOUNT ST, WATERVILLE, ME 04901-5818
Transaction TypeMortgage
Record UpdatedAug 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023014869
DateAug 9, 2023
Book Page14829/272
Instrument2023014869
Lender
NameNEW DIMENSIONS FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address35 SILVERMOUNT ST, WATERVILLE, ME 04901-5818
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021002257
DateJan 27, 2021
Book Page13876/26
Instrument2021002257
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateDec 24, 2019
Property Address35 SILVERMOUNT ST, WATERVILLE, ME 04901-5818
Document Number2019029800
Book / Page13435 / 117
Instrument DateDec 20, 2019
Instrument2019029800
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 PINE ST, NORRIDGEWOCK, ME 04957-3925

Mortgage

Document Number2019029801
DateDec 24, 2019
Instrument2019029801
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 35 Silvermount St was $5,522.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,522.00$324,800 Land $28,800 Building $296,000
2024$267,900
2023$5,281.00 (+21.32%)$265,400 (+57.6%) Land $22,200 Building $243,200
2022$4,353.00$168,400 Land $16,700 Building $151,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Silvermount St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Silvermount St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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