38 Seneca Trl, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 38 Seneca Trl, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	2,601 sqft · built 1994
Lot Size	0.356 acres (15,520 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Aug 2018)
Tax Bill	$15,090 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04019-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`18-04019-0000-00003`
Alternative APN	`1800059000000004`

Interior

Stories	2 Stories
Building Area	2,601 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Lot Area	15,520 sqft (0.356 acres)
Lot Dimensions	194 ft deep x 80 ft wide
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800059000000004
Street Address	38 SENECA TRL
City	SPARTA
State	NJ
Zip	07871-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LAKE MOHAWK SEC 14
Legal Block	4019
Legal Lot Number	3
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3003
Census Tract	373400

Owner

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 SENECA TRL, SPARTA, NJ 07871-1514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 2, 2018	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2018 · Amount on Record
Deed Sale	Aug 2, 2018 · Amount on Record
Prior Sale	Mar 22, 2010 · Amount on Record
Deed Document Number	201810157160
Deed Book / Page	3485 / 563
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	38 SENECA TRL, SPARTA, NJ 07871-1514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098200510
Date	Jun 26, 2020
Book Page	9820/510
Instrument	20200626010118500

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Aug 2, 2018
Property Address	38 SENECA TRL, SPARTA, NJ 07871-1514
Document Number	0034850563
Book / Page	003485 / 000563
Instrument Date	Jul 12, 2018
Instrument	157160
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	ALL AHEAD TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SENECA TRL SPARTA NJ 078711514, SPARTA, NJ 07871-1514

Mortgage

Document Number	96260001
Date	Aug 2, 2018
Book Page	009626/000001
Instrument	157170

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,400 (-) Land $134,800 Building $276,600	$411,400 (-) Land $134,800 Building $276,600
2025	$15,090.00 (+2.2%)	$411,400 (-) Land $134,800 Building $276,600	$411,400 (-) Land $134,800 Building $276,600
2024	$14,765.00 (+5.5%)
2023		$411,400 Land $134,800 Building $276,600	$411,400 Land $134,800 Building $276,600
2022	$13,995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2008–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: T-Mobile, Verizon.

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