32 Seneca Trl, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 32 Seneca Trl, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	2,380 sqft · built 1950
Lot Size	0.941 acres (40,990 sqft)
Owner	2 Individual Names on File
Last Sale	$627,690 (May 2026)
Tax Bill	$13,282 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04019-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`18-04019-0000-00004`
Alternative APN	`1800059000000005`

Interior

Stories	1 Story
Building Area	2,380 sqft Living Area
1st Floor Area	2,380 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	40,990 sqft (0.941 acres)
Lot Dimensions	224 ft deep x 183 ft wide

Location & Zoning

Old Parcel Number	1800059000000005
Street Address	32 SENECA TRL
City	SPARTA
State	NJ
Zip	07871-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: L6,7
Legal Subdivision	LAKE MOHAWK SEC 14A
Legal Block	4019
Legal Lot Number	4
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3003
Census Tract	373400

Owner

32 Seneca Trl is owned and occupied by two individuals who bought it in May 2026.

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 SENECA TRL, SPARTA, NJ 07871-1514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed, Transfer · Conventional Mortgage AMERICAN HOME MORTGAGE ACCEPT
May 19, 2026	Deed, Transfer · Conventional Mortgage AMERICAN HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Deed Document Number	20269225
Deed Book / Page	10455 / 1519
Prior Transfer Date	May 27, 2015
Prior Transfer Doc	0033630458
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	May 19, 2026
Property Address	32 SENECA TRL, SPARTA, NJ 07871-1514
Document Number	0000009225
Book / Page	10455 / 1519
Instrument Date	Apr 27, 2026
Instrument	20269225
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	HERITAGE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,396.69
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 SENECA TRL, SPARTA, NJ 07871-1514

Mortgage

Document Number	0000009226,
Date	May 19, 2026
Instrument	20269226

Lender

Name	AMERICAN HOME MORTGAGE ACCEPT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	May 19, 2026
Property Address	32 SENECA TRL, SPARTA, NJ 07871-1514
Document Number	0104551519
Book / Page	10455 / 1519
Instrument Date	Apr 27, 2026
Instrument	20269225
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	HERITAGE ABSTRACT COMPANY, HERITAGE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,396.69
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 SENECA TRL, SPARTA, NJ 07871-1514

Mortgage

Document Number	0000009226,
Date	May 19, 2026
Instrument	20269226

Lender

Name	AMERICAN HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 32 Seneca Trl was $13,282, up 2.2% from the year before.

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,100 (-) Land $142,100 Building $220,000	$362,100 (-) Land $142,100 Building $220,000
2025	$13,282.00 (+2.2%) Veteran's exemption	$362,100 Land $142,100 Building $220,000	$362,100 Land $142,100 Building $220,000
2024	$12,996.00
2023		$362,100 Land $142,100 Building $220,000	$362,100 Land $142,100 Building $220,000
2022	$12,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Seneca Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2008–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Seneca Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: T-Mobile, Verizon.

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