38 Sandy Ln, Westerly, RI 02891 Property Records

Westerly Town property record for 38 Sandy Ln, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1992
Square Footage864 sqft Living Area
Lot Size14,712 sqft (0.338 acres)
OccupancyOwner Occupied
Last Sale$362,000 (2023)
Tax Bill$2,614.00 (2025)

Property Details

APN / Parcel Number

Primary APNM:112 B:25-R L
Alternative APNs
  • WEST M:112 B:25 L:R
  • 16150750

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area864 sqft Living Area
Gross Area1,896 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRaised Ranch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area14,712 sqft (0.338 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number16150750
Street Address38 SANDY LN
CityWESTERLY
StateRI
Zip02891-5928
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block25
Legal Lot NumberR
JurisdictionWESTERLY RI
Minor Civil DivisionWESTERLY
Census Blockgroup2
Census Block2038
Census Tract50902

Owner

Source: Westerly Town records · APN M:112 B:25-R L

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address38 SANDY LN, WESTERLY, RI 02891-5928
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2023Executor's Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NORTHPOINT MORTGAGE INC
Jul 31, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
QUAD CTY BK&TR
Sep 21, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LNS
Jun 07, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2023 · Amount on Record
Deed SaleOct 31, 2023 · Amount on Record
Prior SaleAug 22, 2000 · Amount on Record
Deed Doc Number20233701
Deed Book / Page2023 / 14862
Record RefreshedSep 20, 2026

October 2023: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionWESTERLY RI
Recording DateOct 31, 2023
Property Address38 SANDY LN, WESTERLY, RI 02891-5928
Document Number2023-14862
Book / Page2023 / 14862
Instrument DateOct 31, 2023
Instrument2023-3701
Transaction TypeTransfer
Record UpdatedNov 09, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship

Mortgage

Document Number0020233702
DateOct 31, 2023
Instrument2023-3702
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address38 SANDY LN, WESTERLY, RI 02891-5928
Document Number2019-2906
Instrument DateJul 31, 2019
Transaction TypeMortgage
Record UpdatedAug 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address38 SANDY LN WESTERLY RI 028915928, WESTERLY, RI 02891-5928

Mortgage

Document Number2019-2906
DateAug 13, 2019
Book Page002019/012906
Instrument3319
Lender
NameQUAD CTY BK&TR
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 12, 2049

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address38 SANDY LN, WESTERLY, RI 02891-5928
Document Number2018-6735
Instrument DateSep 21, 2018
Transaction TypeMortgage
Record UpdatedOct 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address38 SANDY LN WESTERLY RI 028915928, WESTERLY, RI 02891-5928

Mortgage

Document Number2018-6735
DateOct 03, 2018
Book Page002018/016735
Instrument4184
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 02, 2048

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address38 SANDY LN, WESTERLY, RI 02891-5928
Document Number2017-696
Book / Page002017 / 010696
Instrument DateJun 07, 2017
Transaction TypeMortgage
Record UpdatedJul 04, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address38 SANDY LN WESTERLY RI 028915928, WESTERLY, RI 02891-5928

Mortgage

Document Number2017-696
DateJun 19, 2017
Book Page002017/010696
Instrument2627
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2047

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,614.00 (+0.73%)$367,600 (+36.3%) Land $153,100 Building $214,500
2023$2,595.00 (+0.66%)$269,700 (-) Land $99,200 Building $170,500
2022$2,578.00$269,700 Land $99,200 Building $170,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
20th percentile nationally · 62nd in Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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