23 Sandy Ln, Westerly, RI 02891 Property Records

Westerly Town property record for 23 Sandy Ln, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1992
Square Footage	1,912 sqft Living Area
Lot Size	12,098 sqft (0.278 acres)
Occupancy	Owner Occupied
Last Sale	$279,900 (2019)
Tax Bill	$2,850.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:112 B:25-L L`
Alternative APNs	`WEST M:112 B:25 L:L` `10028250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,912 sqft Living Area
Gross Area	3,516 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gambrel Roof Construction
Roof Material	Asphalt Roof
Lot Area	12,098 sqft (0.278 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	10028250
Street Address	23 SANDY LN
City	WESTERLY
State	RI
Zip	02891-5929
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	25
Legal Lot Number	L
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	2
Census Block	2038
Census Tract	50902

Owner

Source: Westerly Town records · APN M:112 B:25-L L

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	23 SANDY LN, WESTERLY, RI 02891-5929
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Dec 09, 2010 · Amount on Record
Deed Doc Number	20192234
Deed Book / Page	2019 / 8747
Record Refreshed	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	May 31, 2019
Property Address	23 SANDY LN, WESTERLY, RI 02891-5929
Document Number	2019-8747
Book / Page	002019 / 008747
Instrument Date	May 31, 2019
Instrument	2234
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$279.90
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SANDY LN WESTERLY RI 028915929, WESTERLY, RI 02891-5929

Mortgage

Document Number	2019-8750
Date	May 31, 2019
Book Page	002019/008750
Instrument	2235

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,850.00 (-4.68%)	$400,900 (+28.99%) Land $144,800 Building $256,100
2023	$2,990.00 (+0.64%)	$310,800 (-) Land $103,900 Building $206,900
2022	$2,971.00	$310,800 Land $103,900 Building $206,900

Flood & Wildfire

23 Sandy Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 62nd in Rhode Island
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.