Albany County and Colonie Town property record for 38 Runnel Dr, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,742 sqft · built 1996 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $185,000 (May 1996) |
| Tax Bill | $8,485 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 16.4-9-41 |
| Primary APN | 012689 16.4-9-41 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,742 sqft Living Area |
| 1st Floor Area | 1,302 sqft |
| 2nd Floor Area | 1,440 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01600400090410000000 |
|---|---|
| Street Address | 38 RUNNEL DR |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Subdivision | BROOKSIDE ETSATES |
| Legal Block | 9 |
| Legal Lot Number | 41.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 13803 |
Source: Albany County and Colonie Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 38 RUNNEL DR, SCHENECTADY, NY 12304-4813 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 1996 · Amount on Record |
| Deed Sale | May 31, 1996 · Amount on Record |
| Deed Book / Page | 2557 / 381 |
| Last Transfer Date | Mar 25, 2025 |
| Transfer Doc | 0000000977 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 38 RUNNEL DR, SCHENECTADY, NY 12304-4813 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 36 RUNNEL DR, SCHENECTADY, NY 12304-4813 |
| Document Number | 0000000647 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | R2022-10647 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8% |
| Index | Other |
| Max Rate | 8% |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,485.00 (+12.77%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $7,524.00 (+3.89%) Homeowner's exemption Senior Citizen's exemption | $185,000 (-) Land $46,300 Building $138,700 | $423,300 (+16.71%) Land $105,939 Building $317,361 |
| 2023 | $185,000 (-) Land $46,300 Building $138,700 | $362,700 (+9.3%) Land $90,773 Building $271,927 | |
| 2022 | $185,000 Land $46,300 Building $138,700 | $331,839 Land $83,049 Building $248,790 | |
| 2021 | $7,242.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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