36 Runnel Dr, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 36 Runnel Dr, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,004 sqft · built 1995
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$161,510 (Jul 1995)
Tax Bill	$7,401 (2026)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 16.4-9-42`

Property Details

APN / Parcel Number

Primary APN	`012689 16.4-9-42`
Alternative APNs	`268901600400090420000000` `01600400090420000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,004 sqft Living Area
1st Floor Area	1,140 sqft
2nd Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	317 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01600400090420000000
Street Address	36 RUNNEL DR
City	SCHENECTADY
State	NY
Zip	12304-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Block	9
Legal Lot Number	42.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	3
Census Block	3016
Census Tract	13803

Owner

36 Runnel Dr is owned and occupied by two individuals who bought it in July 1995.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	36 RUNNEL DR, SCHENECTADY, NY 12304-4813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 1995 · Amount on File
Deed Sale	Jul 31, 1995 · Amount on File
Deed Book / Page	2538 / 448
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	36 RUNNEL DR, SCHENECTADY, NY 12304-4813
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 RUNNEL DR, SCHENECTADY, NY 12304-4813

Mortgage

Document Number	0000000648
Date	Apr 25, 2022
Instrument	R2022-10648

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	Other
Max Rate	8%

Tax Assessment & Valuation

The 2026 property tax bill for 36 Runnel Dr was $7,401 with a homeowner's exemption, up 3.5% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,401.00 (+3.5%) Homeowner's exemption
2025	$7,151.00 Homeowner's exemption	$161,000 Land $40,200 Building $120,800	$368,400 Land $91,986 Building $276,414
2023		$161,000 (-) Land $40,200 Building $120,800	$315,700 (+9.32%) Land $78,827 Building $236,873
2022		$161,000 Land $40,200 Building $120,800	$288,789 Land $72,108 Building $216,681
2021	$6,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 Runnel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36 Runnel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20