Baxter County property record for 38 Ridge Rd, Mountain Home, AR 72653
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,764 sqft |
| Owner | Individual Name on Record |
| Last Sale | $228,000 (Dec 2019) |
| Tax Bill | $1,148 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-06972-000 |
| Primary APN | 002-06972-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 1,764 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick/Stone |
|---|---|
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Garage Type | Attached |
| Driveway | Driveway |
| Driveway Area | 180 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 95 sqft |
| Patio Area | 200 sqft |
| Utility Building | 900 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 38 RIDGE RD |
|---|---|
| City | MOUNTAIN HOME |
| State | AR |
| Zip | 72653-8696 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 95 AND 96 MOUNTAIN ACRES ADD SUBJECT TO A RIGHT OF WAY GRANT FOR UTILITIES, OVER AND ACROSS THE SOUTH 5 FEET OF SAID LOT |
| Legal Subdivision | MOUNTAIN ACRES |
| Legal Lot Number | 95,96 |
| Jurisdiction | BAXTER AR |
| Township / Civil Division | MOUNTAIN HOME |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 950600 |
Source: Baxter County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 301 MALLARD POINTE BLVD, OLD MONROE, MO 63369-3214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF OLD MONROE |
| Dec 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Apr 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2019 · Amount on Record |
| Deed Sale | Dec 11, 2019 · Amount on Record |
| Prior Sale | Apr 29, 2019 · Amount on Record |
| Deed Document Number | 2019-L201911093 |
| Deed Book / Page | 2019 / L201911093 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 38 RIDGE RD, MOUNTAIN HOME, AR 72653-8696 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 301 MALLARD POINTE BLVD, OLD MONROE, MO 63369-3214 |
| Document Number | L202209631 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | L202209631 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Aug 5, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Dec 11, 2019 |
| Property Address | 38 RIDGE RD, MOUNTAIN HOME, AR 72653-8696 |
| Document Number | L201911093 |
| Instrument Date | Dec 11, 2019 |
| Instrument | L201911093 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | BEAVER COUNTY ABSTRACT, BAXTER COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $752.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 MALLARD POINTE BLVD, OLD MONROE, MO 63369-3214 |
| Document Number | L201911094 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | L201911094 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Apr 29, 2019 |
| Property Address | 38 RIDGE RD, MOUNTAIN HOME, AR 72653-8696 |
| Document Number | L201903552 |
| Instrument Date | Apr 26, 2019 |
| Instrument | L201903552 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | NOT AVAILABLE, ALLEY ABSTRACT A DIV OF FNTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $719.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 RIDGE RD, 38, MOUNTAIN HOME, AR 72653-8696 |
| Name | Verified Name |
|---|---|
| Address | 530 AMETHYST AVE, HENDERSON, NV 89015-7596 |
| Document Number | L201903553 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | L201903553 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Baxter County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Baxter County |
| Unified School District | Mountain Home School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,148.00 (-2.3%) Homeowner's exemption | $42,750 (-) Land $4,200 Building $38,550 | |
| 2024 | $1,175.00 (-0.25%) | ||
| 2023 | $1,178.00 Homeowner's exemption | $42,750 Land $4,200 Building $38,550 | $213,750 Land $21,000 Building $192,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 78% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH EAST PUBLIC WATER AUTH serves 4,665 people · EPA ID AR0000033 |
|---|---|
| Water Source | Purchased surface water from MOUNTAIN HOME WATERWORKS |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NEXT, Powered by NAEC Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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