Baxter County property record for 104 Ridge Rd, Mountain Home, AR 72653
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,296 sqft |
| Lot Size | 0.665 acres (29,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,142 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit May 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-06966-096 |
| Primary APN | 002-06966-096 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,296 sqft Living Area |
| 1st Floor Area | 2,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 29,000 sqft (0.665 acres) |
| Lot Dimensions | 200 ft deep x 145 ft wide |
| Garage Type | Attached |
| Driveway | Driveway |
| Driveway Area | 1,980 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 368 sqft |
| Fence | Fence |
| Utility Building | 728 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 104 RIDGE RD |
|---|---|
| City | MOUNTAIN HOME |
| State | AR |
| Zip | 72653-8693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 97 MOUNTAIN ACRES -REPLAT- |
| Legal Subdivision | MOUNTAIN ACRES |
| Legal Lot Number | 97 |
| Jurisdiction | BAXTER AR |
| Township / Civil Division | MOUNTAIN HOME |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 950600 |
Source: Baxter County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 104 RIDGE RD, MOUNTAIN HOME, AR 72653-8693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| May 23, 2017 | Deed of Trust, Mortgage · Line of Credit BCAR STATE BANK |
| Jul 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2016 |
| Deed Sale | Jun 23, 2016 |
| Prior Sale | May 17, 2016 |
| Deed Document Number | L201505267 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 104 RIDGE RD, MOUNTAIN HOME, AR 72653-8693 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | L202106552 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | L202106552 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | MOUNTAIN HOME, AR 72654 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 29, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 104 RIDGE RD, MOUNTAIN HOME, AR 72653-8693 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | L201704474 |
|---|---|
| Date | May 23, 2017 |
| Instrument | L201704474 |
| Name | BCAR STATE BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | DALLAS, TX 75263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 23, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 104 RIDGE RD, MOUNTAIN HOME, AR 72653-8693 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2019 |
| Name | Verified Name |
|---|
| Document Number | L201905582 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | L201905582 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Baxter County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Baxter County |
| Unified School District | Mountain Home School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,142.00 (-8.05%) Homeowner's exemption | $47,410 (+13.45%) Land $2,100 Building $45,310 | |
| 2024 | $1,242.00 (+32.69%) | ||
| 2023 | $936.00 Homeowner's exemption | $41,790 Land $2,100 Building $39,690 | $237,050 Land $10,500 Building $226,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 78% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH EAST PUBLIC WATER AUTH serves 4,665 people · EPA ID AR0000033 |
|---|---|
| Water Source | Purchased surface water from MOUNTAIN HOME WATERWORKS |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NEXT, Powered by NAEC Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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