Cherokee County property record for 38 Rhinas Trl, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 640 sqft · built 1999 |
| Lot Size | 6.12 acres (266,587 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,593 (2025) |
| Deeds & Mortgages | Apr 2020 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 443900527230000 |
| Primary APN | 443900527230000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 640 sqft Heated Area |
| Gross Area | 999 sqft |
| 1st Floor Area | 640 sqft |
| Basement Area | 784 sqft |
| Finished Basement | 784 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 266,587 sqft (6.12 acres) |
| Lot Dimensions | 559 ft deep x 290 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 256 sqft |
| Deck Area | 504 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 20694 |
|---|---|
| Street Address | 38 RHINAS TRL |
| City | MURPHY |
| State | NC |
| Zip | 28906-4112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8-K TIMBERWOOD HILLS 815/38 |
| Legal Subdivision | TIMBERWOOD HILLS SUBDIVISION |
| Legal Lot Number | 8 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | HOTHOUSE |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 930605 |
Source: Cherokee County assessment roll, as of October 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 RHINAS TRL, MURPHY, NC 28906-4112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Partnership |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 3, 2009 |
| Transfer Doc | 1348/0808 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 38 RHINAS TRL, MURPHY, NC 28906-4112 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Name | Verified Name |
|---|
| Document Number | 1641/459 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 1641/459 |
| Instrument | 1879 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 942 Months |
| Due | Oct 24, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.14% |
| Type Change Date | May 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,593.00 | $252,490 (-2.69%) | $252,490 (-2.69%) Land $30,000 Building $222,490 |
| 2023 | $259,470 | $259,470 Land $30,000 Building $229,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ellijay Telephone Company Fiber | 2,500 / 2,500 |
4G LTE (outdoors only), no 5G reported
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