220 Rhinas Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 220 Rhinas Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,064 sqft · built 2020
Lot Size	6.44 acres (280,526 sqft)
Owner	2 Individual Names on Record
Last Sale	$29,000 (Feb 1995)
Tax Bill	$3,443 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jan 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`443900721101000`

Property Details

APN / Parcel Number

Primary APN	`443900721101000`
Alternative APN	`330000083638`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,064 sqft Heated Area
Basement Area	1,992 sqft
Finished Basement	1,992 sqft
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	280,526 sqft (6.44 acres)
Lot Dimensions	467 ft deep x 570 ft wide
Terrain	Wooded
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	808 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	330000083638
Street Address	220 RHINAS TRL
City	MURPHY
State	NC
Zip	28906-3098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6-A TIMBERWOOD HILLS
Legal Lot Number	6-A
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1070
Census Tract	930605

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 RHINAS TRL, MURPHY, NC 28906-3098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jan 30, 2020	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 1995 · Amount on Record
Deed Sale	Feb 1, 1995 · Amount on Record
Deed Document Number	0000726209
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	220 RHINAS TRL, MURPHY, NC 28906-3098
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 RHINAS TRL, MURPHY, NC 28906-3098

Mortgage

Document Number	1687/1356
Date	Aug 10, 2021
Book Page	1687/1356
Instrument	5295

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLUE RIDGE, GA 30513

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 22, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	220 RHINAS TRL, MURPHY, NC 28906-3098
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01635/0291
Date	Jan 30, 2020
Book Page	01635/0291
Instrument	00471

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,443.00	$479,720 (-)	$503,270 (-) Land $30,000 Building $473,270
2023		$479,720	$503,270 Land $30,000 Building $473,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500

Cell Coverage

No cell data coverage reported

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