38 Ray St, Apt 3, Webster, MA 01570 Property Records

Worcester County and Webster Town property record for 38 Ray St, Apt 3, Webster, MA 01570

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,195 sqft · built 1951
Lot Size	0.433 acres (18,874 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Aug 2024)
Tax Bill	$2,599 (2025)
Deeds & Mortgages	Apr 2021 Refinance Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:0028C B:3.U3`

Property Details

APN / Parcel Number

Primary APN	`M:0028C B:3.U3`
Alternative APNs	`WEBS M:28 B:C P:3 E:U3` `8466`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	3 Units
Building Area	1,195 sqft Living Area
Gross Area	2,313 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	18,874 sqft

Location & Zoning

Account Number	8466
Street Address	38 RAY ST, 3
City	WEBSTER
State	MA
Zip	01570-1985
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	C P:3
Jurisdiction	WEBSTER MA
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1025
Census Tract	754200

Owner

Source: Worcester County and Webster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 RAY ST, 3, WEBSTER, MA 01570-1985
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance RADIUS FINANCIAL GROUP
Mar 27, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RADIUS FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2024 · Amount on Record
Deed Sale	Aug 9, 2024 · Amount on Record
Prior Sale	Mar 27, 2020 · Amount on Record
Deed Book / Page	70874 / 38
Prior Transfer Date	Apr 23, 2021
Prior Transfer Doc	065032-286
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBSTER MA
Recording Date	Apr 28, 2021
Property Address	38 RAY ST APT 3, 3, WEBSTER, MA 01570-1985
Document Number	065032-286
Book / Page	65032 / 286
Instrument Date	Apr 23, 2021
Instrument	57962
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 RAY ST APT 3, 3, WEBSTER, MA 01570-1985

Mortgage

Document Number	0000057963
Date	Apr 28, 2021
Instrument	57963

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBSTER MA
Recording Date	Mar 27, 2020
Property Address	38 RAY ST APT 3, 3, WEBSTER, MA 01570-1985
Document Number	62114-397
Book / Page	62114 / 397
Instrument Date	Mar 18, 2020
Instrument	31765
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38 RAY ST APT 3, 3, WEBSTER, MA 01570-1985

Mortgage

Document Number	31766
Date	Mar 27, 2020
Instrument	31766

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Webster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Webster Town
Unified School District	Webster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,599.00 (+2.4%)	$218,800 (+4.99%) Building $218,800	$191,995 (+0.7%)
2024	$2,538.00 (+4.02%)	$208,400 (+6.76%) Building $208,400	$190,665
2023	$2,440.00	$195,200 Building $195,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER WATER DEPARTMENT serves 17,776 people · EPA ID MA2316000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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