38 Ray St, Apt 2, Webster, MA 01570 Property Records

Worcester County and Webster Town property record for 38 Ray St, Apt 2, Webster, MA 01570

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,299 sqft · built 1951
Lot Size	0.433 acres (18,874 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,900 (Aug 2019)
Tax Bill	$2,391 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:0028C B:3.U2`

Property Details

APN / Parcel Number

Primary APN	`M:0028C B:3.U2`
Alternative APNs	`WEBS M:28 B:C P:3 E:U2` `8465`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	3 Units
Building Area	1,299 sqft Living Area
Gross Area	2,028 sqft
Basement Area	729 sqft
Unfinished Basement	729 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	18,874 sqft
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	8465
Street Address	38 RAY ST, 2
City	WEBSTER
State	MA
Zip	01570-1985
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	C P:3
Jurisdiction	WEBSTER MA
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1025
Census Tract	754200

Owner

Source: Worcester County and Webster Town records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 RAY ST, 2, WEBSTER, MA 01570-1985
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 23, 2017	Quit Claim Deed, Transfer ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	May 23, 2017 · Amount on Record
Deed Document Number	201981842
Deed Book / Page	60887 / 212
Prior Transfer Date	Jul 18, 2019
Prior Transfer Doc	60887-212
Record Updated	Oct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBSTER MA
Recording Date	Aug 16, 2019
Property Address	38 RAY ST APT 2, 2, WEBSTER, MA 01570-1985
Document Number	60887-212
Book / Page	60887 / 212
Instrument Date	Jul 18, 2019
Instrument	81842
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 RAY ST # UT, UT, WEBSTER, MA 01570-1985

Mortgage

Document Number	81843
Date	Aug 16, 2019
Instrument	81843

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBSTER MA
Recording Date	May 23, 2017
Property Address	38 RAY ST APT 2, 2, WEBSTER, MA 01570-1985
Document Number	57155-211
Book / Page	57155 / 211
Instrument	52395
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.11
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 RAY ST # 2, 2, WEBSTER, MA 01570-1985

Mortgage

Document Number	571550213
Date	May 23, 2017
Instrument	57155/0213

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

Source: Worcester County and Webster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Webster Town
Unified School District	Webster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,391.00 (+2.4%)	$201,300 (+5.01%) Building $201,300	$235,790 (+3.68%)
2024	$2,335.00 (+3.96%)	$191,700 (+6.68%) Building $191,700	$227,430
2023	$2,246.00	$179,700 Building $179,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER WATER DEPARTMENT serves 17,776 people · EPA ID MA2316000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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