38 Pinewoods Rd, Melrose, NY 12121 Property Records

Rensselaer County and Schaghticoke Town property record for 38 Pinewoods Rd, Melrose, NY 12121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 1975
Lot Size	2.55 acres (111,078 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Apr 2022)
Tax Bill	$6,376 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`384289 51.-1-18`

Property Details

APN / Parcel Number

Primary APN	`384289 51.-1-18`
Alternative APN	`315J160450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	111,078 sqft (2.55 acres)
Lot Width	476 ft Width
Garage Type	Basement

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Patio Area	294 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	315J160450
Street Address	38 PINEWOODS RD
City	MELROSE
State	NY
Zip	12121-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHAGHTICOKE
Census Block Group	2
Census Block	2075
Census Tract	51901

Owner

38 Pinewoods Rd is owned and occupied by an individual who bought it in April 2022.

Source: Rensselaer County and Schaghticoke Town records, as of May 15, 2026

Owner of Record	Individual Name on File
Mailing Address	38 PINEWOODS RD, MELROSE, NY 12121-2613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage TRUSTCO BANK
Apr 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TRUSTCO BANK
Nov 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Prior Sale	Nov 15, 2021 · Amount on File
Deed Document Number	2022608916
Deed Book / Page	10013 / 299
Prior Transfer Date	Jan 20, 2021
Prior Transfer Doc	0000583293
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	38 PINEWOODS RD, MELROSE, NY 12121-2613
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110880049
Date	Oct 14, 2025
Book Page	11088/49
Instrument	2025-662395

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 7, 2022
Property Address	38 PINEWOODS RD, MELROSE, NY 12121-2613
Document Number	0100130299
Book / Page	10013 / 299
Instrument Date	Mar 25, 2022
Instrument	2022-608916
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 ROE RD, MELROSE, NY 12121-2314

Mortgage

Document Number	2022608917
Date	Apr 7, 2022
Instrument	2022-608917

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 15, 2021
Property Address	38 PINEWOODS RD, MELROSE, NY 12121-2613
Document Number	0098230113
Book / Page	9823 / 113
Instrument Date	Nov 4, 2021
Instrument	2021-600017
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 NATIVE DANCER LN, SARATOGA SPRINGS, NY 12866-7326

Tax Assessment & Valuation

The 2025 property tax bill for 38 Pinewoods Rd was $6,376.

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schaghticoke Town
Unified School District	Hoosic Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,376.00	$45,300 Land $11,000 Building $34,300	$318,118 Land $77,247 Building $240,871
2023		$45,300 Land $11,000 Building $34,300	$282,243 Land $68,536 Building $213,707

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Pinewoods Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Pinewoods Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless.

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