10 Pinewoods Rd, Melrose, NY 12121 Property Records

Rensselaer County and Schaghticoke Town property record for 10 Pinewoods Rd, Melrose, NY 12121

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,457 sqft · built 1935
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Aug 2018)
Tax Bill	$4,964 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`384289 51.-1-20`

Property Details

APN / Parcel Number

Primary APN	`384289 51.-1-20`
Alternative APN	`315J169350`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,457 sqft Living Area
1st Floor Area	1,045 sqft
Upper Floors Area	412 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	166 ft deep x 170 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	260 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	315J169350
Street Address	10 PINEWOODS RD
City	MELROSE
State	NY
Zip	12121-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	1
Legal Lot Number	20.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHAGHTICOKE
Census Block Group	2
Census Block	2075
Census Tract	51901

Owner

10 Pinewoods Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Rensselaer County and Schaghticoke Town records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 PINEWOODS RD, MELROSE, NY 12121-2613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 28, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 24, 2020	Loan Modification, Mortgage · Conventional with PMI CALIBER HM LOANS
Aug 29, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2018 · Amount on File
Deed Sale	Aug 29, 2018 · Amount on File
Deed Document Number	2018538876
Deed Book / Page	8610 / 58
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	10 PINEWOODS RD, MELROSE, NY 12121-2613
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105800036
Date	Jan 11, 2024
Book Page	10580/36
Instrument	2024-637100

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Feb 1, 2064

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	10 PINEWOODS RD, MELROSE, NY 12121-2613
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101940211
Date	Sep 28, 2022
Book Page	10194/211
Instrument	2022-617558

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RENSSELAER NY
Property Address	10 PINEWOODS RD, MELROSE, NY 12121-2613
Document Number	0000573911
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PINEWOODS RD MELROSE NY 121212613, MELROSE, NY 12121-2613

Mortgage

Document Number	0000573911
Date	Sep 3, 2020
Book Page	009272/000328
Instrument	573911

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 29, 2018
Property Address	10 PINEWOODS RD, MELROSE, NY 12121-2613
Document Number	0086100058
Book / Page	008610 / 000058
Instrument Date	Aug 20, 2018
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PINEWOODS RD MELROSE NY 121212613, MELROSE, NY 12121-2613

Tax Assessment & Valuation

The 2026 property tax bill for 10 Pinewoods Rd was $4,964, up 2.2% from the year before.

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schaghticoke Town
Unified School District	Hoosic Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,964.00 (+2.25%)
2025	$4,855.00	$32,600 Land $10,000 Building $22,600	$228,933 Land $70,225 Building $158,708
2023		$32,600 Land $10,000 Building $22,600	$203,115 Land $62,305 Building $140,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Pinewoods Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Pinewoods Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless.

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