Monmouth County and Middletown Township property record for 38 Pine St, Lincroft, NJ 07738
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,422 sqft · built 1982 |
| Lot Size | 0.574 acres (24,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $920,000 (Sep 2025) |
| Tax Bill | $15,396 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-01104-0000-00004 |
| Primary APN | 32-01104-0000-00004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,422 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Upper Floors Area | 1,148 sqft |
| Basement Area | 1,274 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 24,999 sqft (0.574 acres) |
| Lot Dimensions | 200 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 38 PINE ST |
|---|---|
| City | LINCROFT |
| State | NJ |
| Zip | 07738-1833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TOWNSHIP/MIDDLETOWN |
| Legal Block | 1104 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 5 |
| Census Block | 5019 |
| Census Tract | 801500 |
Source: Monmouth County and Middletown Township records · APN 32-01104-0000-00004
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 PINE ST, LINCROFT, NJ 07738-1833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Sep 09, 2025 | Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 09, 2025 · Amount on Record |
| Deed Sale | Sep 09, 2025 · Amount on Record |
| Deed Document Number | 202571585 |
| Deed Book / Page | 9755 / 4329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 38 PINE ST, LINCROFT, NJ 07738-1833 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2026 |
| Title Company | KENZLEY TITLE GROUP LLC, KELLY TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 38 PINE ST, LINCROFT, NJ 07738-1833 |
| Document Number | 0097848856 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 9784/8856 |
| Instrument | 2026023233 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 09, 2025 |
| Property Address | 38 PINE ST, LINCROFT, NJ 07738-1833 |
| Document Number | 0097554329 |
| Book / Page | 9755 / 4329 |
| Instrument Date | Sep 02, 2025 |
| Instrument | 2025071585 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | KENZLEY TITLE GROUP LLC, KELLY TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,647.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 DISBROW RD, MATAWAN, NJ 07747-6809 |
| Name | Verified Name |
|---|---|
| Address | 38 PINE STERET, LINCROFT, NJ 07738-1833 |
| Document Number | 2025071586 |
|---|---|
| Date | Sep 09, 2025 |
| Instrument | 2025071586 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,036,700 (+8.68%) Land $610,000 Building $426,700 | $1,036,700 (+8.68%) Land $610,000 Building $426,700 | |
| 2025 | $15,396.00 (+13.22%) | $953,900 (+41.13%) Land $531,100 Building $422,800 | $953,900 (+41.13%) Land $531,100 Building $422,800 |
| 2024 | $13,598.00 (+6.2%) | ||
| 2023 | $675,900 Land $264,700 Building $411,200 | $675,900 Land $264,700 Building $411,200 | |
| 2022 | $12,804.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258015005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2011–2014) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · above 58% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 189 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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