Monmouth County and Middletown Township property record for 31 Pine St, Lincroft, NJ 07738
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,160 sqft · built 1958 |
| Lot Size | 0.574 acres (25,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,300,000 (Oct 2023) |
| Tax Bill | $19,515 (2025) |
| Deeds & Mortgages | Oct 2023 Sale Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-01109-0000-00065 |
| Primary APN | 32-01109-0000-00065 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,160 sqft Living Area |
| 1st Floor Area | 3,160 sqft |
| Basement Area | 3,160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 25,000 sqft (0.574 acres) |
| Lot Dimensions | 200 ft deep x 125 ft wide |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Deck Area | 744 sqft |
| Shed | 1 Shed |
| Shed Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 359 |
|---|---|
| Street Address | 31 PINE ST |
| City | LINCROFT |
| State | NJ |
| Zip | 07738-1827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Block | 1109 |
| Legal Lot Number | 65 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 801500 |
31 Pine St is owned and occupied by two individuals who bought it in October 2023.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 PINE ST, LINCROFT, NJ 07738-1827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed, Transfer FIT AGCY LLC, FIT AGENCY LLC |
| Oct 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 12, 2019 | Grant Deed, Transfer · Conventional Mortgage EQUITY PRIME MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2023 · Amount on File |
| Deed Sale | Oct 18, 2023 · Amount on File |
| Prior Sale | Dec 12, 2019 · Amount on File |
| Deed Document Number | 202372834 |
| Deed Book / Page | 9664 / 1814 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 18, 2023 |
| Property Address | 31 PINE ST, LINCROFT, NJ 07738-1827 |
| Document Number | 0096641814 |
| Book / Page | 9664 / 1814 |
| Instrument Date | Oct 11, 2023 |
| Instrument | 2023072834 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2023 |
| Title Company | FIT AGCY LLC, FIT AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $19,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 211 JOHNSONBURG RD, ANDOVER, NJ 07821-5608 |
| Name | Verified Name |
|---|---|
| Address | 31 PINE ST, LINCROFT, NJ 07738-1827 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 31 PINE ST, LINCROFT, NJ 07738-1827 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Title Company | EMPIRE TTL & ABSTRACT AGCY L |
| Name | Verified Name |
|---|
| Document Number | 0096185063 |
|---|---|
| Date | Oct 5, 2022 |
| Book Page | 9618/5063 |
| Instrument | 2022100465 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 12, 2019 |
| Property Address | 31 PINE ST, LINCROFT, NJ 07738-1827 |
| Document Number | 0000118802 |
| Book / Page | 009385 / 001328 |
| Instrument Date | Dec 4, 2019 |
| Instrument | 118802 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2020 |
| Title Company | COMMONWEALTH TITLE MONMOUTH AGENCY, COMMONWEALTH TITLE MONMOUTH AG |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 PINE ST LINCROFT NJ 077381827, LINCROFT, NJ 07738-1827 |
| Document Number | 118803 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 009385/001337 |
| Instrument | 118803 |
| Name | EQUITY PRIME MTG |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2049 |
The 2025 property tax bill for 31 Pine St was $19,515, up 17.4% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,319,900 (+9.16%) Land $700,500 Building $619,400 | $1,319,900 (+9.16%) Land $700,500 Building $619,400 | |
| 2025 | $19,515.00 (+17.39%) | $1,209,100 Land $619,300 Building $589,800 | $1,209,100 Land $619,300 Building $589,800 |
| 2024 | $16,624.00 | ||
| 2023 | $697,600 (+1.26%) Land $264,300 Building $433,300 | $697,600 (+1.26%) Land $264,300 Building $433,300 | |
| 2022 | $12,971.00 (-0.67%) | $688,900 Land $276,400 Building $412,500 | $688,900 Land $276,400 Building $412,500 |
| 2021 | $13,059.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Pine St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2011–2014) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Pine St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 59% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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