Essex County and Lynnfield Town property record for 38 Phillips Rd, Lynnfield, MA 01940 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,971 sqft · built 1978 |
| Lot Size | 0.494 acres (21,527 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $962,500 (Jan 2025) |
| Tax Bill | $8,487 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0024 B:0000 L:0236 |
| Primary APN | LYNF M:0024 B:0000 L:0236 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,971 sqft Living Area |
| Gross Area | 4,375 sqft |
| Basement Area | 1,245 sqft |
| Unfinished Basement | 1,245 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Cape Cod |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,527 sqft (0.494 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 38 PHILLIPS RD |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-1728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 236 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 209200 |
Source: Essex County and Lynnfield Town records · APN LYNF M:0024 B:0000 L:0236
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 PHILLIPS RD, LYNNFIELD, MA 01940-1728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2025 · Amount on Record |
| Deed Sale | Jan 30, 2025 · Amount on Record |
| Prior Sale | Jul 02, 2012 |
| Deed Document Number | 2025656610 |
| Transfer Doc | 532122 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | May 18, 2026 |
| Property Address | 38 PHILLIPS RD, LYNNFIELD, MA 01940-1728 |
| Document Number | 0000666200 |
| Instrument Date | Apr 18, 2026 |
| Instrument | 2026666200 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 38 PHILLIPS RD, LYNNFIELD, MA 01940-1728 |
| Document Number | 0000666200, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026666200 |
| Name | COMMUNITY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: Essex County and Lynnfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,487.00 (+4.2%) | $803,700 (+3.7%) Land $565,700 Building $238,000 | $910,290 |
| 2024 | $8,145.00 (-0.65%) | $775,000 (+6.82%) Land $543,900 Building $231,100 | |
| 2023 | $8,198.00 | $725,500 Land $515,900 Building $209,600 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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