1. Home
  2. Massachusetts
  3. Essex County
  4. Lynnfield
  5. Phillips Rd

31 Phillips Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 31 Phillips Rd, Lynnfield, MA 01940 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,257 sqft · built 1953
Lot Size0.42 acres (18,308 sqft)
Owner2 Individual Names on File
Last Sale$535,000 (Aug 2015)
Tax Bill$8,536 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Aug 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNLYNF M:0024 B:0000 L:0352

Property Details

APN / Parcel Number

Primary APNLYNF M:0024 B:0000 L:0352

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,257 sqft Living Area
Gross Area3,892 sqft
Basement Area1,736 sqft
Unfinished Basement1,215 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,308 sqft (0.42 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address31 PHILLIPS RD
CityLYNNFIELD
StateMA
Zip01940-1727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionFG HIGGINS
Legal Lot Number352
JurisdictionLYNNFIELD MA
Township / Civil DivisionLYNNFIELD
Census Block Group2
Census Block2003
Census Tract209200

Owner

Source: Essex County and Lynnfield Town records · APN LYNF M:0024 B:0000 L:0352

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address31 PHILLIPS RD, LYNNFIELD, MA 01940-1727
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2021Deed of Trust, Mortgage · Line of Credit
SANTANDER BANK NA
Aug 16, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
CITY OF BOSTON CREDIT UNION
Jul 29, 2022Quit Claim Deed, Transfer
Quitclaim
Jul 21, 2022Quit Claim Deed, Transfer
Quitclaim
Jun 04, 2018Deed of Trust, Mortgage · Closed-End Mortgage
SANTANDER BANK NA
Nov 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 27, 2015 · Amount on Record
Deed SaleAug 27, 2015 · Amount on Record
Prior SaleJun 16, 2008 · Amount on Record
Deed Book / Page34330 / 196
Last Transfer DateJul 29, 2022
Transfer Doc041096-381
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address31 PHILLIPS RD, LYNNFIELD, MA 01940-1727
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039382-552
DateJan 06, 2021
Book Page39382/552
Instrument20200106004720
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term349 Months
DueFeb 01, 2050
Interest
Rate TypeAdjustable Rate

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address31 PHILLIPS RD, LYNNFIELD, MA 01940-1727
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041132-89
DateAug 16, 2022
Book Page41132/89
Instrument20220816000630
Lender
NameCITY OF BOSTON CREDIT UNION
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueSep 01, 2042

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYNNFIELD MA
Recording DateJul 29, 2022
Property Address31 PHILLIPS RD, LYNNFIELD, MA 01940-1727
Document Number041096-381
Book / Page41096 / 381
Instrument DateJul 29, 2022
Instrument20220729000930
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address31 PHILLIPS RD, LYNNFIELD, MA 01940-1727

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYNNFIELD MA
Recording DateJul 21, 2022
Property Address31 PHILLIPS RD, LYNNFIELD, MA 01940-1727
Document Number041080-385
Book / Page41080 / 385
Instrument DateJul 06, 2022
Instrument20220721003060
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 PHILLIPS RD, LYNNFIELD, MA 01940-1727

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address31 PHILLIPS RD, LYNNFIELD, MA 01940-1727
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36763-162
DateJun 04, 2018
Book Page36763/162
Instrument180604003840
Lender
NameSANTANDER BANK NA
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2048

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address31 PHILLIPS RD, LYNNFIELD, MA 01940-1727
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39233-516
DateNov 30, 2020
Book Page39233/516
Instrument20201130002830
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionLynnfield Town
Unified School DistrictLynnfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,536.00 (+4.49%)$808,300 (+3.99%) Land $564,900 Building $243,400$924,350
2024$8,169.00 (-1.07%)$777,300 (+6.38%) Land $543,200 Building $234,100
2023$8,257.00$730,700 Land $515,200 Building $215,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092092002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims1 (2025)
Most Recent ClaimSep 2025, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Phillips Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures