St. Johns County property record for 38 Perdido St, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,229 sqft · built 2018 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $599,000 (Apr 2023) |
| Tax Bill | $3,620 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000707-0230 |
| Primary APN | 000707-0230 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,229 sqft Living Area |
| Gross Area | 3,076 sqft |
| 1st Floor Area | 2,229 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 697 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 38 PERDIDO ST |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 69/20-39 RIVERTOWN LANDINGS LOT 23 OR5736/435 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 44 |
| Legal Subdivision | RIVERTOWN LANDINGS |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 20807 |
38 Perdido St is owned and occupied by two individuals who bought it in April 2023.
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 PERDIDO ST, SAINT JOHNS, FL 32259-8761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Apr 6, 2023 | Warranty Deed, Transfer · VA Mortgage STRONG HOME MORTGAGE LLC |
| Dec 17, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SUN TRUST BANK |
| Aug 6, 2018 | Grant Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2023 · Amount on File |
| Deed Sale | Apr 6, 2023 · Amount on File |
| Prior Sale | Aug 6, 2018 · Amount on File |
| Deed Document Number | 202325798 |
| Deed Book / Page | 5736 / 435 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 38 PERDIDO ST, SAINT JOHNS, FL 32259-8761 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 38 PERDIDO ST, SAINT JOHNS, FL 32259-8761 |
| Document Number | 0054100899 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 5410/899 |
| Instrument | 2021119471 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Nov 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 6.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 6, 2023 |
| Property Address | 38 PERDIDO ST, SAINT JOHNS, FL 32259-8761 |
| Document Number | 0057360435 |
| Book / Page | 5736 / 435 |
| Map Reference | MB 69 PG 20 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 2023025798 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,193.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 PERDIDO ST, SAINT JOHNS, FL 32259-8761 |
| Name | Verified Name |
|---|---|
| Address | 38 PERDIDO ST, SAINT JOHNS, FL 32259-8761 |
| Document Number | 0005736437 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 5736/437 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 38 PERDIDO ST, SAINT JOHNS, FL 32259-8761 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0046550123 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 4655/0123 |
| Instrument | 2018089677 |
| Name | SUN TRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 6, 2018 |
| Property Address | 38 PERDIDO ST, SAINT JOHNS, FL 32259-8761 |
| Document Number | 0045921226 |
| Book / Page | 004592 / 001226 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 56755 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,562.28 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 PERDIDO ST ST JOHNS FL 322598761, ST JOHNS, FL 32259-8761 |
| Document Number | 45921227 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 004592/001227 |
| Instrument | 56756 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 38 Perdido St was $3,620 with a veteran's exemption, up 8.1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $423,945 (-8.97%) Land $100,000 Building $323,945 | $423,945 (-8.97%) Land $100,000 Building $323,945 | |
| 2025 | $3,620.00 (+8.12%) Disabled Person's exemption Veteran's exemption | $465,697 (-4.42%) | $465,697 (-4.42%) Land $115,000 Building $350,697 |
| 2024 | $3,348.00 (-46.77%) Disabled Person's exemption Veteran's exemption | $487,243 (+60.2%) | $487,243 (-0.41%) Land $115,000 Building $372,243 |
| 2023 | $6,290.00 (+1.94%) Homeowner's exemption Senior Citizen's exemption | $304,152 (+3%) | $489,244 (+14.08%) Land $105,000 Building $384,244 |
| 2022 | $6,170.00 Homeowner's exemption Senior Citizen's exemption | $295,293 | $428,851 Land $95,200 Building $333,651 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38 Perdido St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Perdido St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
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