St. Johns County property record for 15 Perdido St, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,966 sqft · built 2017 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Jan 2026) |
| Tax Bill | $6,420 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000707-0270 |
| Primary APN | 000707-0270 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,966 sqft Living Area |
| Gross Area | 2,627 sqft |
| 1st Floor Area | 1,966 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 453 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 341 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15 PERDIDO ST |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 69/20-39 RIVERTOWN LANDINGS LOT 27 OR6284/500 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 44 |
| Legal Subdivision | RIVERTOWN LANDINGS |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 20807 |
15 Perdido St is owned and occupied by an individual who bought it in January 2026.
Source: St. Johns County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 PERDIDO ST, SAINT JOHNS, FL 32259-8762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Jan 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC |
| Oct 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Feb 21, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2026 · Amount on File |
| Deed Sale | Jan 5, 2026 · Amount on File |
| Prior Sale | Feb 21, 2017 · Amount on File |
| Deed Document Number | 2026486 |
| Deed Book / Page | 6284 / 500 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 15 PERDIDO ST, SAINT JOHNS, FL 32259-8762 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 PERDIDO ST, SAINT JOHNS, FL 32259-8762 |
| Document Number | 0053441297 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 5344/1297 |
| Instrument | 2021090497 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 15 PERDIDO ST, SAINT JOHNS, FL 32259-8762 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 PERDIDO ST, SAINT JOHNS, FL 32259-8762 |
| Document Number | 0054220393 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 5422/393 |
| Instrument | 2021124926 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 5, 2026 |
| Property Address | 15 PERDIDO ST, SAINT JOHNS, FL 32259-8762 |
| Document Number | 0062840500 |
| Book / Page | 6284 / 500 |
| Map Reference | MB 69 PG 20-39 |
| Instrument Date | Dec 16, 2025 |
| Instrument | 2026000486 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 MULBERRY PL, OCEAN SPRINGS, MS 39564-5065 |
| Name | Verified Name |
|---|---|
| Address | 15 PERDIDO ST, SAINT JOHNS, FL 32259-8762 |
| Document Number | 0006284502 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 6284/502 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 15 PERDIDO ST, SAINT JOHNS, FL 32259-8762 |
| Document Number | 0048170304 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 PERDIDO ST ST JOHNS FL 322598762, ST JOHNS, FL 32259-8762 |
| Document Number | 0048170304 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 004817/000304 |
| Instrument | 78570 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 21, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 21, 2017 |
| Property Address | 15 PERDIDO ST, SAINT JOHNS, FL 32259-8762 |
| Document Number | 0043331011 |
| Book / Page | 4333 / 1011 |
| Map Reference | MB69 PG20-39 |
| Instrument Date | Feb 14, 2017 |
| Instrument | 2017012222 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SHEFFIELD & BOATRIGHT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7800 BELFORT PKWY STE 200, 7800, JACKSONVILLE, FL 32256-6920 |
| Name | Verified Name |
|---|---|
| Address | 15 PERDIDO ST, SAINT JOHNS, FL 32259-8762 |
| Document Number | 2017012223 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 2017012223 |
| Name | MATTAMY HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 15 Perdido St was $6,420, up 9.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,739 (+36.15%) Land $105,000 Building $273,739 | $378,739 (-7.31%) Land $105,000 Building $273,739 | |
| 2025 | $6,420.00 (+9.88%) Homeowner's exemption | $278,168 (+2.9%) | $408,614 (-4.09%) Land $115,000 Building $293,614 |
| 2024 | $5,843.00 (+2.22%) Homeowner's exemption | $270,328 (+3%) | $426,029 (-0.01%) Land $115,000 Building $311,029 |
| 2023 | $5,716.00 (+1.91%) Homeowner's exemption | $262,454 (+3%) | $426,075 (+9.85%) Land $105,000 Building $321,075 |
| 2022 | $5,609.00 Homeowner's exemption | $254,810 | $387,880 Land $95,200 Building $292,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Perdido St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Perdido St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
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