38 Paddock Rd, White Plains, NY 10605 Property Records

Westchester County and White Plains City property record for 38 Paddock Rd, White Plains, NY 10605

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,793 sqft · built 1994
Lot Size	0.46 acres (20,038 sqft)
Owner	Company Name on Record
Last Sale	$1,475,000 (Sep 2017)
Tax Bill	$29,885 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`551700 138.09-23-1.9`

Property Details

APN / Parcel Number

Primary APN	`551700 138.09-23-1.9`
Alternative APNs	`170013800900230010090000` `60980101000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,793 sqft Living Area
1st Floor Area	1,950 sqft
2nd Floor Area	1,843 sqft
Basement Area	1,320 sqft
Finished Basement	1,320 sqft
Unfinished Basement	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	60980101000
Street Address	38 PADDOCK RD
City	WHITE PLAINS
State	NY
Zip	10605-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-20
Legal Subdivision	SUBDIVISION MAP OF HILLAIR CIRCLE
Legal Block	23
Legal Lot Number	1.009
Jurisdiction	WESTCHESTER NY
Township / Civil Division	WHITE PLAINS
Census Block Group	3
Census Block	3003
Census Tract	9701

Owner

Source: Westchester County and White Plains City records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1236 MAMARONECK AVE, WHITE PLAINS, NY 10605-5207
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE WESTCHESTER BANK
Sep 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Nov 27, 2018	Grant Deed, Transfer GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY
Sep 21, 2017	Grant Deed, Transfer GREAT AMERICAN TITLE INSURANCE AGENCY
Sep 21, 2017	Grant Deed, Transfer GREAT AMERICAN TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2017 · Amount on Record
Deed Sale	Sep 21, 2017 · Amount on Record
Prior Sale	Sep 21, 2017 · Amount on Record
Deed Document Number	2017572503694
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	38 PADDOCK RD, WHITE PLAINS, NY 10605-4503
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0583313093
Date	Nov 27, 2018
Instrument	583313093

Lender

Name	THE WESTCHESTER BANK
Type	Bank
Address	WHITE PLAINS, NY 10601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	38 PADDOCK RD, WHITE PLAINS, NY 10605-4503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	THE GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0572633509
Date	Sep 21, 2017
Instrument	572633509

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 27, 2018
Property Address	38 PADDOCK RD, WHITE PLAINS, NY 10605-4503
Document Number	0582973078
Book / Page	058297 / 003078
Instrument Date	Nov 26, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$5,900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1236 MAMARONECK AVE WHITE PLAINS NY 106055207, WHITE PLAINS, NY 10605-5207

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 21, 2017
Property Address	38 PADDOCK RD, WHITE PLAINS, NY 10605-4503
Document Number	0572503663
Book / Page	057250 / 003663
Instrument Date	Sep 13, 2017
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	GREAT AMERICAN TITLE INSURANCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$5,900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1980 POST OAK BLVD #350 HOUSTON TX 770563819, 350, HOUSTON, TX 77056-3819

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 21, 2017
Property Address	38 PADDOCK RD, WHITE PLAINS, NY 10605-4503
Document Number	0572503694
Book / Page	057250 / 003694
Instrument Date	Sep 13, 2017
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$5,900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5850 GRANITE PKWY #900 PLANO TX 750246754, 900, PLANO, TX 75024-6754

Tax Assessment & Valuation

Source: Westchester County and White Plains City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	White Plains City
Unified School District	White Plains City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,885.00	$32,500 (-) Land $3,000 Building $29,500	$1,490,826 (+8.72%) Land $137,615 Building $1,353,211
2024	Additional exemption filed	$32,500 (-) Land $3,000 Building $29,500	$1,371,308 (+0.84%) Land $126,582 Building $1,244,726
2023		$32,500 Land $3,000 Building $29,500	$1,359,833 Land $125,523 Building $1,234,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	18 (1980–2023)
Claims Outside the SFHA	17 of 18
Most Recent Claim	Sep 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE PLAINS CITY serves 59,559 people · EPA ID NY5903464
Water Source	Purchased surface water from WESTCHESTER COUNTY WD #1
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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