20 Paddock Rd, White Plains, NY 10605 Property Records

Westchester County and White Plains City property record for 20 Paddock Rd, White Plains, NY 10605

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,970 sqft · built 1996
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$1,775,000 (Oct 2023)
Tax Bill	$4,284 (2026)
Deeds & Mortgages	Oct 2023 Sale Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551700 138.09-23-1.14`

Property Details

APN / Parcel Number

Primary APN	`551700 138.09-23-1.14`
Alternative APNs	`170013800900230010140000` `60980100500`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,970 sqft Living Area
1st Floor Area	3,970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	60980100500
Street Address	20 PADDOCK RD
City	WHITE PLAINS
State	NY
Zip	10605-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-20
Legal Subdivision	SUBDIVISION MAP HILLAIR CIRCLE SECTION 2
Legal Block	23
Legal Lot Number	1.014
Jurisdiction	WESTCHESTER NY
Township / Civil Division	WHITE PLAINS
Census Block Group	3
Census Block	3003
Census Tract	9701

Owner

20 Paddock Rd is owned and occupied by an individual who bought it in October 2023.

Source: Westchester County and White Plains City records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	20 PADDOCK RD, WHITE PLAINS, NY 10605-4503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Bargain and Sale Deed, Transfer JUDICIAL TITLE
Apr 15, 2019	Deed of Trust, Mortgage · ARM UNITED NATIONS FCU
Mar 25, 2019	Loan Modification, Mortgage UNITED NATIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2023 · Amount on File
Deed Sale	Oct 5, 2023 · Amount on File
Prior Sale	Aug 28, 2015 · Amount on File
Deed Document Number	20233388
Record Updated	Oct 29, 2026

October 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 5, 2023
Property Address	20 PADDOCK RD, WHITE PLAINS, NY 10605-4503
Document Number	0632693388
Map Reference	MAP 24896
Instrument Date	Oct 3, 2023
Instrument	632693388
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	JUDICIAL TITLE

Transaction

Amount	Amount on Record
Tax	$7,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 PADDOCK RD, WHITE PLAINS, NY 10605-4503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 RIDGEWAY, WHITE PLAINS, NY 10605-4325
Investor	Possibly a Property Investor

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	20 PADDOCK RD, WHITE PLAINS, NY 10605-4503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0591003081
Date	Apr 15, 2019
Instrument	591003081

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	20 PADDOCK RD, WHITE PLAINS, NY 10605-4503
Document Number	0591003101
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	REALTY RESOURCE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PADDOCK RD WHITE PLAINS NY 106054503, WHITE PLAINS, NY 10605-4503

Mortgage

Document Number	0591003101
Date	Apr 15, 2019
Book Page	059100/003101

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

The 2026 property tax bill for 20 Paddock Rd was $4,284, down 85.3% from the year before.

Source: Westchester County and White Plains City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	White Plains City
Unified School District	White Plains City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,284.00 (-85.29%)
2025	$29,119.00	$26,000 (-) Land $3,000 Building $23,000	$1,192,661 (+8.72%) Land $137,615 Building $1,055,046
2024		$26,000 (-) Land $3,000 Building $23,000	$1,097,046 (+0.84%) Land $126,582 Building $970,464
2023		$26,000 (-) Land $3,000 Building $23,000	$1,087,866 (+7.95%) Land $125,523 Building $962,343
2022		$26,000 Land $3,000 Building $23,000	$1,007,752 Land $116,279 Building $891,473

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Paddock Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	18 (1980–2023)
Claims Outside the SFHA	17 of 18
Most Recent Claim	Sep 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Paddock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE PLAINS CITY serves 59,559 people · EPA ID NY5903464
Water Source	Purchased surface water from WESTCHESTER COUNTY WD #1
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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