Worcester County and Lunenburg Town property record for 38 Otis St, Lunenburg, MA 01462
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,123 sqft · built 1931 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Aug 2017) |
| Tax Bill | $4,821 (2026) |
| Deeds & Mortgages | Dec 2023 Refinance Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1620980010000000 |
| Primary APN | 1620980010000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,123 sqft Living Area |
| Gross Area | 2,198 sqft |
| 1st Floor Area | 676 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,979 sqft (0.275 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1620980010000000 |
|---|---|
| Street Address | 38 OTIS ST |
| City | LUNENBURG |
| State | MA |
| Zip | 01462-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | JW WILBUR CO INC |
| Legal Block | 100 |
| Jurisdiction | LUNENBURG MA |
| Township / Civil Division | LUNENBURG |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 712101 |
Source: Worcester County and Lunenburg Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 OTIS ST, LUNENBURG, MA 01462-2402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION |
| Aug 14, 2017 | Quit Claim Deed, Transfer SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2017 · Amount on Record |
| Deed Sale | Aug 14, 2017 · Amount on Record |
| Deed Book / Page | 8885 / 146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Property Address | 38 OTIS ST, LUNENBURG, MA 01462-2402 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010685-43 |
|---|---|
| Date | Dec 13, 2023 |
| Book Page | 10685/43 |
| Instrument | 16832 |
| Name | WEBSTER FIRST FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Recording Date | Aug 14, 2017 |
| Property Address | 38 OTIS ST, LUNENBURG, MA 01462-2402 |
| Document Number | 8885-146 |
| Book / Page | 8885 / 146 |
| Instrument | 14226 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.03 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 OTIS ST, LUNENBURG, MA 01462-2402 |
| Document Number | 88850148 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 08885/0148 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 14, 2047 |
Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lunenburg Town |
| Unified School District | Lunenburg School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,821.00 (+5.93%) | $335,000 (+5.71%) Land $109,200 Building $225,800 | $379,210 (+2.46%) |
| 2025 | $4,551.00 (+7.87%) | $316,900 (+5.92%) Land $107,000 Building $209,900 | $370,120 |
| 2024 | $4,219.00 (+16.87%) | $299,200 (+21.18%) Land $101,000 Building $198,200 | |
| 2023 | $3,610.00 | $246,900 Land $90,800 Building $156,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUNENBURG WATER DISTRICT serves 7,219 people · EPA ID MA2162000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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