23 Otis St, Lunenburg, MA 01462 Property Records

Worcester County and Lunenburg Town property record for 23 Otis St, Lunenburg, MA 01462

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,498 sqft · built 1941
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Apr 2018)
Tax Bill	$5,167 (2026)
Deeds & Mortgages	Feb 2021 Refinance Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1620980009600000`

Property Details

APN / Parcel Number

Primary APN	`1620980009600000`
Alternative APNs	`LUNE M:098.0 B:0096 L:0000.0` `M:00081 L:00429 S:00000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,498 sqft Living Area
Gross Area	3,114 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1620980009600000
Street Address	23 OTIS ST
City	LUNENBURG
State	MA
Zip	01462-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	WHALOM DOWNS JW WILBUR CO INC
Legal Block	96
Jurisdiction	LUNENBURG MA
Township / Civil Division	LUNENBURG
Census Block Group	3
Census Block	3014
Census Tract	712101

Owner

Source: Worcester County and Lunenburg Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 OTIS ST, LUNENBURG, MA 01462-2403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU
Apr 20, 2018	Quit Claim Deed, Transfer FIDELITY COOPERATIVE BANK
May 15, 2017	Foreclosure
Mar 27, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2018 · Amount on Record
Deed Sale	Apr 20, 2018 · Amount on Record
Prior Sale	Mar 27, 2018 · Amount on Record
Deed Book / Page	9056 / 108
Transfer Doc	009056-108
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG MA
Property Address	23 OTIS ST, LUNENBURG, MA 01462-2403
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	009881-163
Date	Feb 12, 2021
Book Page	9881/163
Instrument	3174

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG MA
Property Address	23 OTIS ST, LUNENBURG, MA 01462-2403
Document Number	9363-19
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 OTIS ST LUNENBURG MA 014622403, LUNENBURG, MA 01462-2403

Mortgage

Document Number	9363-19
Date	Jul 9, 2019
Book Page	009363/000019
Instrument	11059

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 8, 2039

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUNENBURG MA
Recording Date	Apr 20, 2018
Property Address	23 OTIS ST, LUNENBURG, MA 01462-2403
Document Number	9056-108
Book / Page	9056 / 108
Instrument	6136
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$38.24
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 OTIS ST, LUNENBURG, MA 01462-2403

Mortgage

Document Number	90560111
Date	Apr 20, 2018
Instrument	09056/0111

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2048

May 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	LUNENBURG MA
Recording Date	May 15, 2017
Property Address	23 OTIS ST, LUNENBURG, MA 01462-2403
Document Number	8815-326
Book / Page	008815 / 000326
Instrument Date	May 11, 2017
Instrument	7808
Transaction Type	Foreclosure
Record Updated	Jun 9, 2017

Transaction

Amount	Amount Recorded
Tax	$977.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	300 BERNIS RD FITCHBURG MA 01420, FITCHBURG, MA 01420

March 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	LUNENBURG MA
Recording Date	Mar 27, 2018
Property Address	23 OTIS ST, LUNENBURG, MA 01462-2403
Document Number	9042-78
Book / Page	009042 / 000078
Instrument Date	May 11, 2017
Instrument	4683
Transaction Type	Foreclosure
Record Updated	May 9, 2018

Transaction

Amount	Amount Recorded
Tax	$977.23
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	300 BEMIS RD FITCHBURG MA 014207323, FITCHBURG, MA 01420-7323

Tax Assessment & Valuation

Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lunenburg Town
Unified School District	Lunenburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,167.00 (+3.63%)	$359,100 (+3.43%) Land $109,200 Building $249,900	$391,044 (-9.91%)
2025	$4,986.00 (+4.86%)	$347,200 (+2.97%) Land $107,000 Building $240,200	$434,055 (+12.23%)
2024	$4,755.00 (+0.3%)	$337,200 (+3.98%) Land $101,000 Building $236,200	$386,745
2023	$4,741.00	$324,300 Land $90,800 Building $233,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUNENBURG WATER DISTRICT serves 7,219 people · EPA ID MA2162000
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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