St. Charles County property record for 38 Orchid Ct, O Fallon, MO 63366
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 3,118 sqft · built 2004 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Apr 2015) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T062400172 |
| Primary APN | T062400172 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,118 sqft Living Area |
| Gross Area | 3,682 sqft |
| 1st Floor Area | 1,629 sqft |
| Basement Area | 1,593 sqft |
| Finished Basement | 1,489 sqft |
| Unfinished Basement | 104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Spanish |
| Exterior Material | Stone |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 131 sqft |
| Patio Area | 200 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T062400172 |
|---|---|
| Street Address | 38 ORCHID CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-7744 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | MAGNOLIA VLG B LOT 191B |
| Legal Subdivision | MAGNOLIA VLG B |
| Legal Lot Number | 191B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 311712 |
Source: St. Charles County records, as of August 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 ORCHID CT, O FALLON, MO 63366-7744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FORTUNE BANK |
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FORTUNE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2015 · Amount on Record |
| Deed Sale | Apr 8, 2015 · Amount on Record |
| Prior Sale | Aug 5, 2011 · Amount on Record |
| Deed Document Number | 2015209240 |
| Deed Book / Page | 6335 / 444 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 38 ORCHID CT, O FALLON, MO 63366-7744 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 38 ORCHID CT, O FALLON, MO 63366-7744 |
| Document Number | 0000029395 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2021R-029395 |
| Name | FORTUNE BANK |
|---|---|
| Type | Bank |
| Address | ARNOLD, MO 63010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 38 ORCHID CT, O FALLON, MO 63366-7744 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 38 ORCHID CT, O FALLON, MO 63366-7744 |
| Document Number | 2021R029395 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2021R-029395 |
| Name | FORTUNE BANK |
|---|---|
| Type | Bank |
| Address | ARNOLD, MO 63010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $75,895 (+5.32%) | $399,447 (+5.32%) Building $399,447 |
| 2023 | $72,064 | |
| 2022 | $379,286 Building $379,286 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber.
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