31 Orchid Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 31 Orchid Ct, O Fallon, MO 63366

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,739 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jul 2017)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T062400175`

Property Details

APN / Parcel Number

Primary APN	`T062400175`
Alternative APN	`2-0057-9738-00-193A.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,739 sqft Living Area
Gross Area	3,968 sqft
1st Floor Area	1,739 sqft
Basement Area	1,723 sqft
Finished Basement	1,000 sqft
Unfinished Basement	723 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Spanish
Exterior Material	Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	99 sqft
Patio Area	209 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T062400175
Street Address	31 ORCHID CT
City	O FALLON
State	MO
Zip	63366-7744
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MAGNOLIA VLG B LOT 193A
Legal Subdivision	MAGNOLIA VLG B
Legal Lot Number	193A
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3004
Census Tract	311712

Owner

31 Orchid Ct, a condominium, is owned and occupied by two individuals who bought it in July 2017.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 ORCHID CT, O FALLON, MO 63366-7744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 10, 2017	Warranty Deed, Transfer · Conventional Mortgage US TITLE CORPORATION AND AGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2017 · Amount on File
Deed Sale	Jul 10, 2017 · Amount on File
Prior Sale	Sep 3, 2008 · Amount on File
Deed Document Number	2017420690
Deed Book / Page	6771 / 1816
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	31 ORCHID CT, O FALLON, MO 63366-7744
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 ORCHID CT, O FALLON, MO 63366-7744

Mortgage

Document Number	2021R015764
Date	Feb 23, 2021
Instrument	2021R-015764

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 10, 2017
Property Address	31 ORCHID CT, O FALLON, MO 63366-7744
Document Number	0067711816
Book / Page	6771 / 1816
Map Reference	MB 41 PG 346
Instrument Date	Jun 28, 2017
Instrument	20170710000420690
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	US TITLE CORPORATION AND AGE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 ORCHID CT, 31, O FALLON, MO 63366-7744

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 ORCHID CT, O FALLON, MO 63366-7744

Mortgage

Document Number	, 20170710000420700
Date	Jul 10, 2017
Instrument	20170710000420700

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$79,588	$418,886 Building $418,886
2023	$75,499
2022		$397,361 Building $397,361

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31 Orchid Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 31 Orchid Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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