23 Oakridge Ct, Elkton, MD 21921 Property Records

Cecil County property record for 23 Oakridge Ct, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,080 sqft · built 1982
Lot Size0.558 acres (24,306 sqft)
Owner2 Individual Names on File
Last Sale$46,900 (Feb 1982)
Tax Bill$2,511 (2026)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN04-025636

Property Details

APN / Parcel Number

Primary APN04-025636
Alternative APNs
  • 4025636
  • 025636

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,080 sqft Total Area
Basement Area504 sqft
Finished Basement504 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area24,306 sqft (0.558 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area380 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number025636
Street Address23 OAKRIDGE CT
CityELKTON
StateMD
Zip21921-3927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR
Legal DescriptionLOT 6 - .5586 ACRE 23 OAKRIDGE COURT OAKRIDGE
Legal SubdivisionOAKRIDGE
Legal Lot Number6
JurisdictionCECIL MD
Township / Civil Division4, FAIR HILL
Census Block Group2
Census Block2015
Census Tract30602

Owner

23 Oakridge Ct is owned and occupied by two individuals who bought it in February 1982.

Source: Cecil County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address23 OAKRIDGE CT, ELKTON, MD 21921-3927
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 1982 · Amount on File
Deed SaleFeb 26, 1982 · Amount on File
Prior SaleAug 1, 1979 · Amount on File
Deed Book / Page78 / 562
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address23 OAKRIDGE CT, ELKTON, MD 21921-3927
Transaction TypeMortgage
Record UpdatedJan 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050750396
DateJan 5, 2022
Book Page5075/396
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 23 Oakridge Ct was $2,511 with a homeowner's exemption, up 2.7% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,511.00 (+2.66%) Homeowner's exemption$230,200$233,600 Land $64,100 Building $169,500
2025$2,446.00 Homeowner's exemption
2023$1,579.00 Homeowner's exemption$206,500$228,500 Land $64,100 Building $164,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Oakridge Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Oakridge Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Oakridge Ct

Nearby Streets

Search Property Records by Address or Parcel Number