38 Morris Rd, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 38 Morris Rd, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1930
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$231,500 (Jul 2026)
Tax Bill	$3,199 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012689 16.4-6-23`

Property Details

APN / Parcel Number

Primary APN	`012689 16.4-6-23`
Alternative APNs	`268901600400060230000000` `01600400060230000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)

Exterior Amenities

Porch	Porch
Porch Area	54 sqft
Patio Area	50 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01600400060230000000
Street Address	38 MORRIS RD
City	SCHENECTADY
State	NY
Zip	12304-4586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	N-MORRIS RD E-36 S-41-14
Legal Subdivision	LISHA KILL
Legal Block	6
Legal Lot Number	23.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	4
Census Block	4000
Census Tract	13804

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3160 MARRA LN, SCHENECTADY, NY 12303-4631
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Oct 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Mar 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE ADIRONDACK TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Oct 16, 2023 · Amount on Record
Deed Document Number	202613184
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jul 14, 2026
Property Address	38 MORRIS RD, SCHENECTADY, NY 12304-4586
Document Number	0000013184
Instrument Date	Jul 2, 2026
Instrument	202613184
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	3G TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$93,526.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3160 MARRA LN, SCHENECTADY, NY 12303-4631

Mortgage

Document Number	0000013185,
Date	Jul 14, 2026
Instrument	202613185

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	38 MORRIS RD, SCHENECTADY, NY 12304-4586
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 PASEIEY RD, GLENVILLE, NY 12302

Mortgage

Document Number	0000008424
Date	Oct 16, 2023
Instrument	R2023-18424

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	38 MORRIS RD, SCHENECTADY, NY 12304-4586
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000317
Date	Mar 8, 2022
Instrument	R2022-6317

Lender

Name	THE ADIRONDACK TRUST COMPANY
Type	Non-Lending Institution
Address	SARATOGA SPRINGS, NY 12866

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,199.00 (-10.99%)
2025	$3,594.00 (+365.54%)	$67,900 (+15.28%) Land $17,000 Building $50,900	$155,400 (+34.55%) Land $38,907 Building $116,493
2023		$58,900 (-) Land $14,700 Building $44,200	$115,500 (+9.32%) Land $28,826 Building $86,674
2022		$58,900 Land $14,700 Building $44,200	$105,650 Land $26,368 Building $79,282
2021	$772.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Morris Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures