28 Morris Rd, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 28 Morris Rd, Schenectady, NY 12304

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,519 sqft · built 1890
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Oct 2005)
Tax Bill	$5,607 (2026)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 16.4-6-26.1`

Property Details

APN / Parcel Number

Primary APN	`012689 16.4-6-26.1`
Alternative APNs	`268901600400060260010000` `01600400060260010000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,519 sqft Total Area
1st Floor Area	1,635 sqft
2nd Floor Area	494 sqft
Upper Floors Area	390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	117,612 sqft (2.7 acres)
Garage Type	Detached
Garage Area	741 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	68 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01600400060260010000
Street Address	28 MORRIS RD
City	SCHENECTADY
State	NY
Zip	12304-4586
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	04 - FARM
Legal Description	LF EST SOMMER M N-MORRIS RD E-26 S-100-52
Legal Block	6
Legal Lot Number	26.001
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	4
Census Block	4000
Census Tract	13804

Owner

28 Morris Rd, a duplex, is owned and occupied by an individual who bought it in October 2005.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	28 MORRIS RD, SCHENECTADY, NY 12304-4586
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2005 · Amount on File
Deed Sale	Oct 25, 2005 · Amount on File
Prior Sale	Oct 24, 2005 · Amount on File
Deed Book / Page	2821 / 341
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	28 MORRIS RD, SCHENECTADY, NY 12304-4586
Document Number	0000025754
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 MORRIS RD SCHENECTADY NY 123044586, SCHENECTADY, NY 12304-4586

Mortgage

Document Number	0000025754
Date	Oct 27, 2017
Instrument	25754

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 28 Morris Rd was $5,607, down 10.4% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,607.00 (-10.45%)
2025	$6,261.00	$118,300 Land $29,600 Building $88,700	$270,700 Land $67,732 Building $202,968
2023		$118,300 (-) Land $29,600 Building $88,700	$232,000 (+9.33%) Land $58,049 Building $173,951
2022		$118,300 Land $29,600 Building $88,700	$212,197 Land $53,094 Building $159,103
2021	$4,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Morris Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Morris Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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