Barnstable County and Harwich Town property record for 38 McGuerty Rd, Harwich, MA 02645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,144 sqft · built 2002 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Apr 2018) |
| Tax Bill | $3,941 (2025) |
| Deeds & Mortgages | May 2022 Refinance Apr 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HARW M:117 P:X1-121 |
| Primary APN | HARW M:117 P:X1-121 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 3,544 sqft |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,944 sqft |
| Unfinished Basement | 1,144 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 10403 |
|---|---|
| Street Address | 38 MCGUERTY RD |
| City | HARWICH |
| State | MA |
| Zip | 02645-1506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | HARWICH MA |
| Township / Civil Division | HARWICH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11100 |
38 McGuerty Rd is owned by two individuals who bought it in April 2018.
Source: Barnstable County and Harwich Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 ARGYLE CT, MARGATE CITY, NJ 08402-2060 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Apr 23, 2025 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| Sep 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Sep 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Apr 10, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2018 · Amount on File |
| Deed Sale | Apr 10, 2018 · Amount on File |
| Prior Sale | Jun 12, 2015 · Amount on File |
| Transfer Doc | 0001343831 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 38 MCGUERTY RD, HARWICH, MA 02645-1506 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0001459333 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 1459333 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 38 MCGUERTY RD, HARWICH, MA 02645-1506 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001521649 |
|---|---|
| Date | Apr 23, 2025 |
| Instrument | 1521649 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 38 MCGUERTY RD, HARWICH, MA 02645-1506 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001438681 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 1438681 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 38 MCGUERTY RD, HARWICH, MA 02645-1506 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1438681 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 1438681 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARWICH MA |
| Recording Date | Apr 10, 2018 |
| Property Address | 38 MCGUERTY RD, HARWICH, MA 02645-1506 |
| Document Number | 0001343831 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 1343831 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,593.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 ARGYLE CT MARGATE CITY NJ 084022060, MARGATE CITY, NJ 08402-2060 |
| Document Number | 1343832 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 1343832 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 9, 2048 |
The 2025 property tax bill for 38 McGuerty Rd was $3,941, up 7% from the year before.
Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Harwich Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,941.00 (+7.01%) | $666,900 (+9.2%) Land $199,600 Building $467,300 | $772,635 |
| 2024 | $3,683.00 (+3.95%) | $610,700 (+14.45%) Land $169,500 Building $441,200 | |
| 2023 | $3,543.00 | $533,600 Land $154,100 Building $379,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 McGuerty Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 7 (1991–2018) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 McGuerty Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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