26 McGuerty Rd, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 26 McGuerty Rd, Harwich, MA 02645

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,900 sqft · built 1996
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$336,000 (Jun 2003)
Tax Bill$3,476 (2025)
Deeds & MortgagesSep 2020 Mortgage
Dec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNHARW M:117 P:X1-127

Property Details

APN / Parcel Number

Primary APNHARW M:117 P:X1-127
Alternative APNs
  • M:00117 B:X001 L:127
  • 10409

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,900 sqft Living Area
Gross Area3,000 sqft
1st Floor Area1,276 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number10409
Street Address26 MCGUERTY RD
CityHARWICH
StateMA
Zip02645-1506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
JurisdictionHARWICH MA
Township / Civil DivisionHARWICH
Census Block Group1
Census Block1003
Census Tract11100

Owner

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address26 MCGUERTY RD, HARWICH, MA 02645-1506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Dec 5, 2018Deed of Trust, Mortgage · Line of Credit
CITIZENS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2003 · Amount on Record
Deed SaleJun 3, 2003 · Amount on Record
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address26 MCGUERTY RD, HARWICH, MA 02645-1506
Document Number0001407191
Instrument DateSep 21, 2020
Transaction TypeMortgage
Record UpdatedOct 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address26 MCGUERTY RD HARWICH MA 026451506, HARWICH, MA 02645-1506

Mortgage

Document Number0001407191
DateSep 25, 2020
Instrument1407191
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 24, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address26 MCGUERTY RD, HARWICH, MA 02645-1506
Document Number0001361813
Instrument DateDec 5, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 MCGUERTY RD HARWICH MA 026451506, HARWICH, MA 02645-1506

Mortgage

Document Number0001361813
DateDec 31, 2018
Instrument1361813
Lender
NameCITIZENS BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionHarwich Town
Unified School DistrictMonomoy Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,476.00 (+7.48%)$588,200 (+9.66%) Land $199,600 Building $388,600$879,985
2024$3,234.00 (+4.39%)$536,400 (+14.98%) Land $169,500 Building $366,900
2023$3,098.00$466,500 Land $154,100 Building $312,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims7 (1991–2018)
Claims Outside the SFHA3 of 7
Most Recent ClaimMar 2018 · Severe Winter Storm And Flooding
Claims by Event
  • Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims
  • Winter Coastal Storm, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 86% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARWICH WATER DEPARTMENT
serves 39,144 people · EPA ID MA4126000
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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