Middlesex County and Watertown City property record for 38 Marshall St, Watertown, MA 02472
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,668 sqft · built 1897 |
| Lot Size | 0.105 acres (4,570 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,170,000 (Aug 2023) |
| Tax Bill | $14,175 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45940-01 |
| Primary APN | 45940-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,668 sqft Living Area |
| Gross Area | 4,970 sqft |
| Basement Area | 1,223 sqft |
| Unfinished Basement | 1,223 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,570 sqft (0.105 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 201 |
|---|---|
| Street Address | 38 MARSHALL ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-3408 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | HIST |
| Legal Block | 17B |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 370202 |
38 Marshall St, a duplex, is owned and occupied by two individuals who bought it in August 2023.
Source: Middlesex County and Watertown City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 MARSHALL ST, WATERTOWN, MA 02472-3408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2023 · Amount on File |
| Deed Sale | Aug 28, 2023 · Amount on File |
| Prior Sale | Dec 20, 2012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Aug 28, 2023 |
| Property Address | 38 MARSHALL ST, WATERTOWN, MA 02472-3408 |
| Document Number | 0081936-29 |
| Book / Page | 81936 / 29 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 96878 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 38 MARSHALL ST, WATERTOWN, MA 02472-3408 |
| Document Number | 0000096879 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 96879 |
| Name | EAST WEST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.88% |
| Type Change Date | Sep 1, 2028 |
| Max Rate At Change | 3.25% |
| Index | 1-Year CMT |
The 2026 property tax bill for 38 Marshall St was $14,175, up 7.9% from the year before.
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,175.00 (+7.86%) | $1,161,900 (+3.26%) Land $589,900 Building $572,000 | $1,108,121 |
| 2025 | $13,142.00 (+13%) | $1,125,200 (+13.2%) Land $589,900 Building $535,300 | |
| 2024 | $11,630.00 (-9.44%) | $994,000 (+5.11%) Land $581,800 Building $412,200 | |
| 2023 | $12,843.00 | $945,700 Land $545,400 Building $400,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Marshall St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 units insured incl. 2 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Marshall St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
May also be available: AT&T, Starry, T-Mobile, Verizon.
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