34 Marshall St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 34 Marshall St, Watertown, MA 02472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,203 sqft · built 1872
Lot Size	0.148 acres (6,441 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,989 (2026)
Deeds & Mortgages	May 2022 Line of Credit Oct 2019 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`45930-05`

Property Details

APN / Parcel Number

Primary APN	`45930-05`
Alternative APNs	`WATE M:1010 B:0010 L:0000` `183`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,203 sqft Living Area
Gross Area	4,414 sqft
Basement Area	1,114 sqft
Unfinished Basement	1,114 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1872
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	6,441 sqft (0.148 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	183
Street Address	34 MARSHALL ST
City	WATERTOWN
State	MA
Zip	02472-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HIST
Legal Block	10
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1014
Census Tract	370202

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 MARSHALL ST, WATERTOWN, MA 02472-3408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Oct 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Nov 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Aug 1, 2020	Deed of Trust, Mortgage · Line of Credit ROCKLAND TR
May 1, 2020	Deed of Trust, Mortgage · Line of Credit ROCKLAND TR
Dec 27, 2016	Deed of Trust, Mortgage · Line of Credit ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2014
Deed Sale	Dec 19, 2014
Prior Sale	Mar 3, 2014 · Amount on Record
Deed Document Number	2014196389
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	34 MARSHALL ST, WATERTOWN, MA 02472-3408
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080067-76
Date	May 2, 2022
Book Page	80067/76
Instrument	65845

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	34 MARSHALL ST, WATERTOWN, MA 02472-3408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73453-468
Date	Oct 15, 2019
Book Page	73453/468
Instrument	157752

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	34 MARSHALL ST, WATERTOWN, MA 02472-3408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76116-509
Date	Nov 9, 2020
Book Page	76116/509
Instrument	208564

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	34 MARSHALL ST, WATERTOWN, MA 02472-3408
Document Number	75307-435
Instrument Date	Aug 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 MARSHALL ST WATERTOWN MA 024723408, WATERTOWN, MA 02472-3408

Mortgage

Document Number	75307-435
Date	Aug 6, 2020
Book Page	075307/000435
Instrument	131758

Lender

Name	ROCKLAND TR

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	34 MARSHALL ST, WATERTOWN, MA 02472-3408
Document Number	74656-58
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 MARSHALL ST WATERTOWN MA 024723408, WATERTOWN, MA 02472-3408

Mortgage

Document Number	74656-58
Date	May 12, 2020
Book Page	074656/000058
Instrument	71372

Lender

Name	ROCKLAND TR

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	34 MARSHALL ST, WATERTOWN, MA 02472-3408
Document Number	68698-177
Book / Page	068698 / 000177
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Jan 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68698-177
Date	Jan 3, 2017
Book Page	068698/000177
Instrument	126

Lender

Name	ROCKLAND TR

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,989.00 (+6.28%)	$1,146,600 (+1.74%) Land $613,200 Building $533,400	$1,127,745 (-)
2025	$13,163.00 (+3.34%)	$1,127,000 (+3.52%) Land $613,200 Building $513,800	$1,127,745 (+21.27%)
2024	$12,738.00 (-5.78%)	$1,088,700 (+9.35%) Land $587,300 Building $501,400	$929,955
2023	$13,520.00	$995,600 Land $550,600 Building $445,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Starry, T-Mobile, Verizon.

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