38 Madison Ave, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 38 Madison Ave, Demarest, NJ 07627

Property Summary

Property TypeSingle Family Home
Details3,379 sqft · built 1952
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$425,000 (Apr 2004)
Tax Bill$19,254 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN09-00034-0000-00046

Property Details

APN / Parcel Number

Primary APN09-00034-0000-00046
Alternative APN
  • 090003400046

Interior

Building Area3,379 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide

Location & Zoning

Street Address38 MADISON AVE
CityDEMAREST
StateNJ
Zip07627-1422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeD
Legal Description0.230AC
Legal Block34
Legal Lot Number46
JurisdictionBERGEN NJ
Township / Civil DivisionDEMAREST
Census Block Group4
Census Block4009
Census Tract9100

Owner

Source: Bergen County and Demarest Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38 MADISON AVE, DEMAREST, NJ 07627-1422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2004 · Amount on Record
Deed SaleApr 27, 2004 · Amount on Record
Deed Book / Page8676 / 168
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Recording DateJul 20, 2026
Property Address38 MADISON AVE, DEMAREST, NJ 07627-1422
Document Number0000049501
Book / Page5852 / 1005
Instrument DateJul 3, 2026
Instrument202649501
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyCSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address174 FORT LEE RD, LEONIA, NJ 07605-1908

Mortgage

Document Number0000049501,
DateJul 20, 2026
Book Page5852/1005
Instrument202649501
Lender
NameCITIBANK NYS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.63%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityDemarest Borough
Elementary School DistrictDemarest Borough School District (KG - 08)
Secondary School DistrictNorthern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,066,700 (-) Land $562,400 Building $504,300$1,066,700 (-) Land $562,400 Building $504,300
2025$19,254.00 (+19.06%)$1,066,700 (+101.64%) Land $562,400 Building $504,300$1,066,700 (+101.64%) Land $562,400 Building $504,300
2024$16,172.00 (+7.68%)
2023$529,000 Land $321,000 Building $208,000$529,000 Land $321,000 Building $208,000
2022$15,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2010–2021)
Claims Outside the SFHA5 of 5
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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