Bergen County and Demarest Borough property record for 22 Madison Ave, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 2,509 sqft · built 1952 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $890,000 (Dec 2023) |
| Tax Bill | $17,261 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00032-0000-00049 |
| Primary APN | 09-00032-0000-00049 |
|---|---|
| Alternative APN |
|
| Building Area | 2,509 sqft Living Area |
|---|
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Street Address | 22 MADISON AVE |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | 0.275AC |
| Legal Subdivision | BOSTON LAND CO |
| Legal Block | 32 |
| Legal Lot Number | 49 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 MADISON AVE, DEMAREST, NJ 07627-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BOND STREET MORTGAGE |
| Dec 26, 2023 | Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Mar 10, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 26, 2023 · Amount on Record |
| Deed Sale | Dec 26, 2023 · Amount on Record |
| Prior Sale | Jan 14, 2013 · Amount on Record |
| Deed Document Number | 202381614 |
| Deed Book / Page | 5147 / 1792 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 6, 2026 |
| Property Address | 22 MADISON AVE, DEMAREST, NJ 07627-1424 |
| Document Number | 0000045140 |
| Book / Page | 5838 / 1325 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202645140 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA |
| Name | Verified Name |
|---|---|
| Address | 22 MADISON AVE, DEMAREST, NJ 07627-1424 |
| Document Number | 0000045140, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 5838/1325 |
| Instrument | 202645140 |
| Name | BOND STREET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 26, 2023 |
| Property Address | 22 MADISON AVE, DEMAREST, NJ 07627-1424 |
| Document Number | 0051471792 |
| Book / Page | 5147 / 1792 |
| Instrument Date | Nov 28, 2023 |
| Instrument | 2023081614 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,299.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 MADISON AVE, DEMAREST, NJ 07627-1424 |
| Name | Verified Name |
|---|---|
| Address | 22 MADISON AVE, DEMAREST, NJ 07627-1424 |
| Document Number | 2023081615 |
|---|---|
| Date | Dec 26, 2023 |
| Instrument | 2023081615 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 22 MADISON AVE, DEMAREST, NJ 07627-1424 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0040061027 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 4006/1027 |
| Instrument | 2021034079 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 21, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $956,300 (-) Land $579,500 Building $376,800 | $956,300 (-) Land $579,500 Building $376,800 | |
| 2025 | $17,261.00 (-2.9%) | $956,300 (+64.45%) Land $579,500 Building $376,800 | $956,300 (+64.45%) Land $579,500 Building $376,800 |
| 2024 | $17,776.00 (+7.68%) | ||
| 2023 | $581,500 (-) Land $330,000 Building $251,500 | $581,500 (-) Land $330,000 Building $251,500 | |
| 2022 | $16,508.00 (+2.53%) | $581,500 Land $330,000 Building $251,500 | $581,500 Land $330,000 Building $251,500 |
| 2021 | $16,101.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2010–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures