38 Lyncrest Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 38 Lyncrest Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,091 sqft · built 1952
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,500 (Jul 2017)
Tax Bill	$10,706 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-03609-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`14-03609-0000-00003`
Alternative APNs	`1400608J00001` `140360900003`

Interior

Building Area	1,091 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Lot Area	7,536 sqft (0.173 acres)

Location & Zoning

Old Parcel Number	1400608J00001
Street Address	38 LYNCREST TER
City	WAYNE
State	NJ
Zip	07470-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LIONSHEAD LAKE 1946
Legal Block	3609
Legal Lot Number	3
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2014
Census Tract	246003

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 LYNCREST TER, WAYNE, NJ 07470-4018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Nov 20, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Feb 27, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jul 17, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	201733606
Last Transfer Date	Apr 22, 2021
Transfer Doc	0000034401
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	38 LYNCREST TER, WAYNE, NJ 07470-4018
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025508
Date	Aug 9, 2023
Book Page	M18586/195
Instrument	2023025508

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	38 LYNCREST TER, WAYNE, NJ 07470-4018
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LYNCREST TER, WAYNE, NJ 07470-4018

Mortgage

Document Number	0000036709
Date	Nov 20, 2024
Book Page	M19149/217
Instrument	2024036709

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	May 20, 2021
Property Address	38 LYNCREST TER, WAYNE, NJ 07470-4018
Document Number	0000034401
Book / Page	D4041 / 279
Instrument Date	Apr 22, 2021
Instrument	2021034401
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	UNKNOWN, BCHH TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LYNCREST TER, WAYNE, NJ 07470-4018

Mortgage

Document Number	0000034402
Date	May 20, 2021
Instrument	2021034402

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASSAIC NJ
Recording Date	Feb 27, 2018
Property Address	38 LYNCREST TER, WAYNE, NJ 07470-4018
Document Number	0000009620
Book / Page	003257 / 000090
Instrument Date	Feb 12, 2018
Instrument	9620
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 LYNCREST TER WAYNE NJ 074704018, WAYNE, NJ 07470-4018

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 17, 2017
Property Address	38 LYNCREST TER, WAYNE, NJ 07470-4018
Document Number	0000033606
Book / Page	003097 / 000109
Instrument Date	Jun 29, 2017
Instrument	33606
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$292.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LYNCREST TER WAYNE NJ 074704018, WAYNE, NJ 07470-4018

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,500 (-) Land $97,400 Building $81,100	$178,500 (-) Land $97,400 Building $81,100
2025	$10,706.00 (+0.88%)	$178,500 (-) Land $97,400 Building $81,100	$178,500 (-) Land $97,400 Building $81,100
2024	$10,613.00 (+5.16%)
2023		$178,500 Land $97,400 Building $81,100	$178,500 Land $97,400 Building $81,100
2022	$10,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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