25 Lyncrest Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 25 Lyncrest Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,034 sqft · built 1945
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,000 (Dec 1985)
Tax Bill	$9,123 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-03608-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`14-03608-0000-00010`
Alternative APNs	`1400608H00030A` `140360800010`

Interior

Building Area	1,034 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Bungalow
Lot Area	5,009 sqft (0.115 acres)

Location & Zoning

Old Parcel Number	1400608H00030A
Street Address	25 LYNCREST TER
City	WAYNE
State	NJ
Zip	07470-4017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	LIONS HEAD LAKE
Legal Block	3608
Legal Lot Number	10
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2015
Census Tract	246003

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 LYNCREST TER, WAYNE, NJ 07470-4017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MY MORTGAGE INC
Aug 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTH JERSEY FCU
Jan 2, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTH JERSEY FCU
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage NMB HM LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 1985 · Amount on Record
Deed Sale	Dec 4, 1985 · Amount on Record
Deed Book / Page	115 / 66
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	25 LYNCREST TER, WAYNE, NJ 07470-4017
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	MAIN STREET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008616
Date	Feb 5, 2021
Book Page	M16811/74
Instrument	2021008616

Lender

Name	MY MORTGAGE INC
Type	Mortgage Company
Address	CROFTON, MD 21114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	25 LYNCREST TER, WAYNE, NJ 07470-4017
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024939
Date	Aug 3, 2023
Book Page	M18581/104
Instrument	2023024939

Lender

Name	NORTH JERSEY FCU
Type	Credit Union
Address	TOTOWA, NJ 07512

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2043

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	25 LYNCREST TER, WAYNE, NJ 07470-4017
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000080
Date	Jan 2, 2025
Book Page	M19201/164
Instrument	2025000080

Lender

Name	NORTH JERSEY FCU
Type	Credit Union
Address	TOTOWA, NJ 07512

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2045

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	25 LYNCREST TER, WAYNE, NJ 07470-4017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORRIS HOME ABSTRACT CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048781
Date	Oct 24, 2019
Book Page	M15790/0048
Instrument	2019048781

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	25 LYNCREST TER, WAYNE, NJ 07470-4017
Document Number	0000004610
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	MAIN STREET TITLE AND SETTLEMENT, MAIN STREET TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 LYNCREST TER WAYNE NJ 074704017, WAYNE, NJ 07470-4017

Mortgage

Document Number	0000004610
Date	Jan 30, 2019
Book Page	015382/000150
Instrument	4610

Lender

Name	NMB HM LNS INC
Address	LEBANON, NJ 08833

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 29, 2034

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,100 (-) Land $94,200 Building $57,900	$152,100 (-) Land $94,200 Building $57,900
2025	$9,123.00 (+0.88%)	$152,100 (-) Land $94,200 Building $57,900	$152,100 (-) Land $94,200 Building $57,900
2024	$9,043.00 (+5.16%)
2023		$152,100 Land $94,200 Building $57,900	$152,100 Land $94,200 Building $57,900
2022	$8,599.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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