St. Charles County property record for 38 Loris Ln, Saint Charles, MO 63303
| Property Type | Row House |
|---|---|
| Details | 3 bd · 3 ba · 1,764 sqft · built 2017 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $204,634 (Jun 2017) |
| Deeds & Mortgages | Feb 2020 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T170800029 |
| Primary APN | T170800029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| Basement Area | 684 sqft |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 2,500 sqft (0.057 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Sewer | Connected |
|---|
| Account Number | T170800029 |
|---|---|
| Street Address | 38 LORIS LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6714 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Row House |
| Legal Description | AUTUMN FOREST ADDN LOT 18 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | AUTUMN FOREST ADDN |
| Legal Lot Number | 18 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 311147 |
38 Loris Ln, a row house, is owned and occupied by an individual who bought it in June 2017.
Source: St. Charles County records, as of October 19, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 LORIS LN, SAINT CHARLES, MO 63303-6714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 10, 2020 | Deed of Trust, Mortgage GUILD MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2017 · Amount on File |
| Deed Sale | Jun 21, 2017 · Amount on File |
| Deed Document Number | 0067621419 |
| Deed Book / Page | 6762 / 1419 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 38 LORIS LN, SAINT CHARLES, MO 63303-6714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072320323 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 7232/0323 |
| Instrument | 20200218000095690 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 38 LORIS LN, SAINT CHARLES, MO 63303-6714 |
| Document Number | 0000088167 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 38 LORIS LN ST CHARLES MO 633036714, ST CHARLES, MO 63303-6714 |
| Document Number | 0000088167 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 88167 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 12, 2050 |
Source: St. Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $49,647 | |
| 2022 | $261,298 Building $261,298 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38 Loris Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38 Loris Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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