St. Charles County property record for 35 Loris Ln, Saint Charles, MO 63303
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,764 sqft · built 2016 |
| Lot Size | 0.051 acres (2,217 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Apr 2024) |
| Tax Bill | $2,705 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Sep 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T170800050 |
| Primary APN | T170800050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 2,828 sqft |
| 1st Floor Area | 1,060 sqft |
| Basement Area | 684 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 2,217 sqft (0.051 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T170800050 |
|---|---|
| Street Address | 35 LORIS LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6715 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | AUTUMN FOREST BDRY ADJ LOT 24 |
| Legal Subdivision | AUTUMN FOREST BDRY ADJ |
| Legal Lot Number | 24 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 311147 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 35 LORIS LN, SAINT CHARLES, MO 63303-6715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2024 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Sep 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH MORTGAGE INC |
| Sep 21, 2020 | Loan Modification, Mortgage · FHA Mortgage FIRST GNTY MTG CORP |
| Jan 3, 2019 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage DELMAR FINANCIAL CO |
| Jan 3, 2018 | Grant Deed, Mortgage · Line of Credit CENTRAL BK/ST LOUIS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2024 · Amount on Record |
| Deed Sale | Apr 16, 2024 · Amount on Record |
| Prior Sale | Jan 3, 2019 · Amount on Record |
| Deed Document Number | 202414330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 16, 2024 |
| Property Address | 35 LORIS LN, SAINT CHARLES, MO 63303-6715 |
| Document Number | 0000014330 |
| Map Reference | MB 49 PG 36 |
| Instrument Date | Apr 15, 2024 |
| Instrument | 2024R-014330 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2930 LYME ST, SAINT CHARLES, MO 63301-0330 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 35 LORIS LN, SAINT CHARLES, MO 63303-6715 |
| Document Number | 0000014331 |
|---|---|
| Date | Apr 16, 2024 |
| Instrument | 2024R-014331 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 35 LORIS LN, SAINT CHARLES, MO 63303-6715 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 35 LORIS LN, SAINT CHARLES, MO 63303-6715 |
| Document Number | 0000039052 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 2023R-039052 |
| Name | FLAT BRANCH MORTGAGE INC |
|---|---|
| Address | COLUMBIA, MO 65201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 35 LORIS LN, SAINT CHARLES, MO 63303-6715 |
| Document Number | 0000079610 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 35 LORIS LN ST CHARLES MO 633036715, ST CHARLES, MO 63303-6715 |
| Document Number | 0000079610 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 79610 |
| Name | FIRST GNTY MTG CORP |
|---|---|
| Address | FARMERS BRANCH, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Rate | 3.5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 3, 2019 |
| Property Address | 35 LORIS LN, SAINT CHARLES, MO 63303-6715 |
| Document Number | 0070220335 |
| Book / Page | 7022 / 0335 |
| Map Reference | MB 49 PG 36 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 20190103000004600 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | DEPENDABLE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005 |
| Name | Verified Name |
|---|---|
| Address | 35 LORIS LN, SAINT CHARLES, MO 63303-6715 |
| Document Number | 20190103000004610 |
|---|---|
| Date | Jan 3, 2019 |
| Instrument | 20190103000004610 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 3, 2018 |
| Property Address | 35 LORIS LN, SAINT CHARLES, MO 63303-6715 |
| Document Number | 0068620109 |
| Book / Page | 006862 / 000109 |
| Instrument Date | Dec 19, 2017 |
| Instrument | 3900 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 16091 SWINGLEY RIDGE RD #300 CHESTERFIELD MO 630172056, 300, CHESTERFIELD, MO 63017-2056 |
| Document Number | 68620109 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 006862/000109 |
| Instrument | 3900 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | 7707 FORSYTH BLVD, ST LOUIS, MO 63105-1809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 1068 Months |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,914 (-) | $236,389 (-) Building $236,389 | |
| 2025 | $2,705.00 | $44,914 (-8.63%) | $236,389 (-8.63%) |
| 2023 | $49,154 | ||
| 2022 | $258,703 Building $258,703 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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