38 Loraine Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 38 Loraine Ct, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1959
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on File
Last Sale	$45,000 (May 2018)
Tax Bill	$1,198 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Aug 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042-30-00-031.00`

Property Details

APN / Parcel Number

Primary APN	`042-30-00-031.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,056 sqft Finished Area
Gross Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	100 ft deep x 35 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	38 LORAINE CT
City	COVINGTON
State	KY
Zip	41015-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENTON VALE LOT 38
Legal Subdivision	KENTON VALE
Legal Lot Number	38
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3023
Census Tract	65200

Owner

38 Loraine Ct is owned by a company that acquired it in November 2019.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	706 ERVIN TER, DAYTON, KY 41074-1158
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2019	Quit Claim Deed, Transfer LIMA ONE CAP
Aug 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Mar 2, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 1, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2018 · Amount on File
Deed Sale	May 23, 2018 · Amount on File
Prior Sale	Dec 1, 2017 · Amount on File
Deed Document Number	201805 23 059 00133
Deed Book / Page	6416 / 79
Last Transfer Date	Nov 4, 2019
Transfer Doc	0005900031
Record Updated	Oct 29, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Nov 7, 2019
Property Address	38 LORRAINE CT, COVINGTON, KY 41015-1039
Document Number	0000000031
Book / Page	0C6796 / 000242
Instrument Date	Nov 4, 2019
Instrument	31
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	38 LORRAINE CT COVINGTON KY 410151039, COVINGTON, KY 41015-1039

Mortgage

Document Number	32
Date	Nov 7, 2019
Book Page	0C6796/000245
Instrument	32

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	GREENVILLE, SC 29601

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.3%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 10, 2018
Property Address	38 LORRAINE CT, COVINGTON, KY 41015-1039
Document Number	0000000090
Book / Page	0C6475 / 000114
Instrument Date	Aug 8, 2018
Instrument	90
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$6.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 CLEARBROOK DR CINCINNATI OH 452291104, CINCINNATI, OH 45229-1104

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Mar 2, 2018
Property Address	38 LORRAINE CT, COVINGTON, KY 41015-1039
Document Number	0000000090
Book / Page	0C6363 / 000350
Instrument Date	Jan 4, 2018
Instrument	90
Transaction Type	Transfer
Record Updated	Apr 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Dec 1, 2017
Property Address	38 LORRAINE CT, COVINGTON, KY 41015-1039
Document Number	0000000201
Book / Page	0C6306 / 000045
Instrument Date	Sep 25, 2017
Instrument	201
Transaction Type	Foreclosure
Record Updated	Jan 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$45.33
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 PHILLIPS BLVD EWING NJ 086181430, EWING, NJ 08618-1430
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 38 Loraine Ct was $1,198.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Kenton Vale City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,900 (-) Land $20,000 Building $100,900	$120,900 (-) Land $20,000 Building $100,900
2025	$1,198.00	$120,900 Land $20,000 Building $100,900	$120,900 Land $20,000 Building $100,900
2023	$639.00	$60,000 Land $15,000 Building $45,000	$60,000 Land $15,000 Building $45,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Loraine Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Loraine Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Loraine Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures