37 Loraine Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 37 Loraine Ct, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,061 sqft · built 1925
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,308 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-30-00-030.00`

Property Details

APN / Parcel Number

Primary APN	`042-30-00-030.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,061 sqft Finished Area
Gross Area	1,205 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	100 ft deep x 35 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	37 LORAINE CT
City	COVINGTON
State	KY
Zip	41015-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENTON VALE LOT 37
Legal Subdivision	KENTON VALE
Legal Lot Number	37
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3023
Census Tract	65200

Owner

37 Loraine Ct is owned and occupied by two individuals who acquired it in April 2021.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37 LORAINE CT, COVINGTON, KY 41015-1039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Sep 20, 2018	Quit Claim Deed, Transfer · Conventional Mortgage RAYMOND JAMES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021
Deed Sale	Apr 22, 2021
Prior Sale	Oct 3, 2016 · Amount on File
Deed Document Number	202159352
Deed Book / Page	86 / 97
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 22, 2021
Property Address	37 LORAINE CT, COVINGTON, KY 41015-1039
Document Number	0005900137
Book / Page	86 / 97
Map Reference	PL 490
Instrument Date	Apr 21, 2021
Instrument	21042205900137
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	UNKNOWN, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2087 TREETOP LN, HEBRON, KY 41048-9301

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	37 LORRAINE CT, COVINGTON, KY 41015-1039

Mortgage

Document Number	0005900138
Date	Apr 22, 2021
Instrument	21042205900138

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Sep 20, 2018
Property Address	37 LORRAINE CT, COVINGTON, KY 41015-1039
Document Number	0000000123
Book / Page	0C6505 / 000340
Instrument Date	Sep 14, 2018
Instrument	123
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 LORRAINE CT COVINGTON KY 410151039, COVINGTON, KY 41015-1039

Mortgage

Document Number	124
Date	Sep 20, 2018
Book Page	0C6505/000343
Instrument	124

Lender

Name	RAYMOND JAMES BK
Type	Bank
Address	ST PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 19, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 37 Loraine Ct was $1,308.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Kenton Vale City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,000 (-) Land $20,000 Building $112,000	$132,000 (-) Land $20,000 Building $112,000
2025	$1,308.00	$132,000 Land $20,000 Building $112,000	$132,000 Land $20,000 Building $112,000
2023	$1,407.00	$132,000 Land $15,000 Building $117,000	$132,000 Land $15,000 Building $117,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37 Loraine Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Loraine Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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